The Mortgage Process Is Broken.
We're here to fix it.

Co-Founder and Chief Executive Officer of United Mortgages® with responsibility for overall leadership, GTM, and strategy, in addition to adeptly leading the firm's commercial advisory operations.

A tech and customer experience evangelist, David has spent nearly a decade working at the intersection of innovation, sustainability, and growth. Before co-founding United, he held management roles at two Fortune 500 firms (Renault Group and Geely), and later helped scale Deloitte Fast 50 and Fast 500 recipients, Hypervolt, where he built enterprise and partnership channels with a relentless focus on the customer journey.

An alumnus of Edinburgh Business School, David's penchant for thinking in the long-term, energetic leadership, and relentless focus on the customer experience enables him to build and scale high-performance teams, and mutually profitable partnerships.

Co-founder and Chief Technical Officer, Daniel leads the engineering, build, and implementation of our suite of proprietary software.

As passionate about streamlining the mortgage process as he is the Oxford comma, he approaches each development challenge with the systematic rigor of a quantitative analyst and the curiosity of a philosopher asking "why?"

With a Master's in Economics and Finance from King's College London and a Bachelor's in Philosophy, Politics & Economics, Daniel views software development as much an art as a science and combines deep financial industry knowledge with technical expertise.

His experience spans algorithmic systems development, full-stack web engineering, and five years in finance, bringing a unique perspective to mortgage technology that treats every line of code as both a technical solution and a bet on better outcomes for our clients.

A visionary and empathetic communicator, Muki built her career in communications across the green energy sector, working with Evident, Drax Group, and National Grid.

Educated at Beijing International Studies University and the University of Edinburgh, Muki embraces diverse voices and believes in the power of listening: communication comes after understanding what is truly desired.

As Communications Advisor at United Mortgages®, she creatively leads the firm's marketing and communications strategy, bringing her collaborative mindset and sector expertise to shape accessible, purpose-driven financial narratives.

Sarina, an alumna of the London School of Economics, brings a thoughtful, people-centred approach to policy development in her role as Policy and External Affairs Manager at ARCO (Associated Retirement Community Operators), the UK's leading trade body for Housing-with-Care.

A natural communicator, she regularly contributes to public debates on housing through media appearances and written commentary, translating complex policy into accessible, human-focused narratives.

Policy Advisor at United Mortgages®, she helps shape the organisation's vision around ethical and accessible housing finance, bringing both her collaborative mindset and advocacy for inclusive, sustainable housing solutions.