/*
Theme Name: UnitedMortgagesTheme
Author: Dannyboy
Description: United Mortgages website
Version: 3.3.2
*/
:root {
    --dannyboy-blue: #109dff;
	--um-gold: #bba177;
}

/* Global Resets */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Hero Section Styles */
.hero-section {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/hero-v2.png');
    background-size: cover;
    background-position: 15% 30%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.4); /* Dark overlay for text readability */
}

.hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
    padding: 2rem;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 200;
    margin-bottom: 1.5rem;
    line-height: 1.2;
    margin-top: 5rem;
}

.hero-title .highlight {
    font-weight: 800;
    vertical-align: -2px; /* Fixes vertical alignment issue with bolded text*/
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: 4rem;
}

.container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
}

/* Button Container */
.button-group {
    position: relative;
    z-index: 1;
    display: flex;
    gap: 20px;
    justify-content: center;
    margin-top: -3rem;
}

/* Base Button Styles */
.btn-callback {
    position: relative;
    z-index: 1;
    padding: 15px 20px; 
    border: 2px solid white;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    flex: 1;
    max-width: 250px;
    display: inline-flex;           
    align-items: center;            
    justify-content: center;        
    text-decoration: none;          /* For links */
}

/* Transparent Button (left) */
.btn-transparent {
    background-color: transparent;
    color: white;
}

.btn-transparent:hover {
    background-color: rgba(255, 255, 255, 0.1);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Blue Filled Button (right) */
.btn-primary {
    background-color: var(--dannyboy-blue);
    color: white;
    border-color: var(--dannyboy-blue);
}

.btn-primary:hover {
    background-color: #0d7dd4;
    border-color: #0d7dd4;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(16, 157, 255, 0.4);
}

/* Simpler Section */
.features-section {
    padding: 4rem 0;
    position: relative;
    z-index:2;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(4, 2fr); /* Force 2 columns */
    gap: 4rem;
    position: relative;
    z-index: 2;
}

.feature-card {
    background-color: rgba(0, 0, 0, 0.3);
    padding: 2.5rem 1.5rem;
    text-align: center;
    border-radius: 27px;
    transition: transform 0.3s ease, background-color 0.3s ease;
    color: white;
    /*backdrop-filter: blur(5px); /* Optional: adds a blur effect behind the card */
    min-height: 100px; /* Ensures consistent height */
    display: flex;
    flex-direction: column;
    justify-content: space-between;

}

.feature-card:hover {
    transform: translateY(-5px);
    background-color: rgba(0, 0, 0, 0.7);
}

.feature-icon {
    width: 30px;
    height: 30px;
    margin: 0 auto 0rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.feature-icon img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1); /* Make icons white */
    margin-top: 2rem;
    margin-bottom: 4rem;
}

.feature-card h3 {
    font-size: 1rem;
    font-weight: 5000;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    text-transform: uppercase;
}

.feature-card p {
    font-size: 0.95rem;
    line-height: 1.5;
    font-weight: 200;
    margin-bottom: 3rem;
    color: rgba(255, 255, 255, 0.9);
}

.feature-link {
    color: var(--dannyboy-blue);
    text-decoration: none;
    font-size: 0.9rem;
    transition: opacity 0.3s ease;
}

.feature-link:hover {
    opacity: 0.8;
    text-decoration: underline;
    color:var(--um-gold);
}

/* Responsive Design */
@media (max-width: 768px) {
    .hero-section {
        background-attachment: scroll; /* Changed from fixed - better mobile performance */
        min-height: 100vh;
    }
    
    .hero-subtitle {
        font-size: 1.1rem;
        margin-bottom: 4rem; /* Reduced from 4rem */
    }
    
    .features-section {
        margin-top: 0; /* Remove negative margin on mobile */
        padding: 2rem 0;
    }

    .aip-form-header{
        margin-left:-20px;
    }
}

/* Header Styles */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background-color: transparent;
    transition: all 0.3s ease; /* Smooth transition for all properties */
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Scrolled state */
.site-header.scrolled {
    background-color: rgba(26, 26, 26, 0.95); /* Dark background with slight transparency */
    backdrop-filter: blur(10px); /* Blur effect for modern browsers */
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1); /* Subtle shadow */
}

/* Make header slightly smaller when scrolled */
.site-header.scrolled .main-navigation {
    padding: 15px 0; /* Reduced from 20px */
}

/* Header Top Bar */
.header-top {
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding: 10px 0;
    font-size: 0.9rem;
}

.header-top .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* WhatsApp Header Link */
.whatsapp-header-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #25D366;
    text-decoration: none;
    font-weight: 500;
    transition: opacity 0.2s ease;
    margin-left: 650px;
}

.whatsapp-header-link:hover {
    opacity: 0.85;
    text-decoration: none;
}

.whatsapp-icon {
    flex-shrink: 0;
}

.whatsapp-text {
    color: #25D366;
    font-size: 0.9rem;
}

/* Mobile: Icon only to save space */
@media (max-width: 768px) {
    .whatsapp-text {
        display: none;
    }
    
    .whatsapp-header-link {
        padding: 4px;
    }
}

.contact-info {
    display: flex;
    gap: 2rem;
}

.contact-link {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: color 0.3s ease;
}

.contact-link:hover {
    color: white;
}

.contact-icon {
    width: 1em; /* Makes icon same height as text */
    height: 1em;
    display: inline-block;
    vertical-align: middle;
}

.dashicons {
    font-size: 16px;
    width: 16px;
    height: 16px;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 1.5rem;
}

.chat-now-link {
    color: white;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: opacity 0.3s ease;
}

.chat-now-link:hover {
    opacity: 0.8;
}

.btn-primary {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 8px 20px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 500;
    transition: background-color 0.3s ease;
}

.btn-primary:hover {
    background-color:var(--um-gold);
}

/* Main Navigation */
.main-navigation {
    padding: 20px 0;
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.site-branding {
    flex-shrink: 0;
}

/* Site Logo */
.site-logo {
    height: 90px; /* Adjust height as needed */
    width: auto;
    display: block;
    transition: height 0.5s ease;
}

/* Logo size when scrolled */
.site-header.scrolled .site-logo {
    height: 45px; /* Smaller when scrolled */
}

/* Navigation Menu */
.nav-menu-wrapper {
    display: flex;
    align-items: center;
    gap: 2rem;
    flex-grow: 1;
    justify-content: flex-end;
}

#primary-menu {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 2rem;
    align-items: center;
}

#primary-menu li {
    margin: 0;
    padding: 0;
}

#primary-menu a {
    color: white;
    text-decoration: none;
    font-weight: 400;
    font-size: 0.95rem;
    transition: opacity 0.3s ease;
    position: relative;
    padding: 5px 0;
}

#primary-menu a:hover {
    opacity: 0.8;
}

/* Mobile Menu Toggle */
.menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 10px;
    flex-direction: column;
    gap: 4px;
}

.menu-toggle-icon {
    width: 25px;
    height: 2px;
    background-color: white;
    transition: all 0.3s ease;
}

/* Adjust main content for fixed header */
body {
    padding-top: 0; /* Changed from 120px to 0 */
}

/* Responsive Design */
@media (max-width: 1024px) {
    .header-top {
        display: none; /* Hide top bar on tablets */
    }
}

@media (max-width: 768px) {
    .unique-section {
        display: none;
    }
} /* Hide unique section on mobile*/

@media (max-width: 768px) {
    .menu-toggle {
        display: flex;
    }
    
    #primary-menu {
        display: none; /* Will need JavaScript to toggle */
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background-color: rgba(0, 0, 0, 0.95);
        flex-direction: column;
        padding: 2rem;
    }
    
    #primary-menu.toggled {
        display: flex;
    }
}

/* Page Two - Think Differently Section */
.think-different {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/think-different.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.think-different-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.4);
}

.think-different-header {
    position: relative;
    z-index: 1;
    font-size: 3rem;
    font-weight: 130;
    color: white;
    text-align: center;
    margin-bottom: 3rem;
}

/* Process Grid */
.process-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    max-width: 1000px;
    margin-left: auto;
    margin-right: auto;
}

/* Process Card - Horizontal Layout */
.process-card {
    background: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    padding: 50px 40px 50px 60px;  /* Increased LEFT padding from 40px to 60px */
    display: flex;
    align-items: center;
    gap: 30px;
    transition: all 0.3s ease;
    border: 1px solid rgba(193, 193, 193, 0.1);
    min-height: 180px;
}

.process-card:hover {
    transform: translateY(-5px);
    background: rgba(0, 0, 0, 0.7);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

/* Process Icon - Black box with white icon on LEFT */
.process-icon {
    flex-shrink: 0;
    width: 150px;  
    height: 150px; 
    background: rgba(0, 0, 0, 0.9);  /* Darker background */
    border-radius: 30px; 
    display: flex;
    align-items: center;
    justify-content: center;
    margin-left:30px;
}

.process-icon img {
    width: 50px;
    height: 50px;
}

/* Process Content - Text on RIGHT, stacked vertically */
.process-content {
    flex: 1;
    text-align: left;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

/* Process Text */
.process-title {
    font-size: 1.4rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: white;
}

.process-description {
    font-size: 1rem;  /* Slightly larger */
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
    margin: 0;
}

/* Responsive */
@media (max-width: 768px) {
    .process-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
}    
    .mortgage-types-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        padding: 0; /* Ensure no extra padding */
    }
    
    .mortgage-type-card {
        min-height: auto;
        margin: 0; /* Remove any margins causing shift */
    }


/* Mortgage Types Grid */
.mortgage-types-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.mortgage-type-card {
    background: white;
    padding: 2.5rem 2rem;
    text-align: center;
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    min-height: 380px;
}

.mortgage-type-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}

.card-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.card-icon img {
    max-width: 100%;
    height: auto;
}

.mortgage-type-card h3 {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    color: #1a1a1a;
}

.mortgage-type-card p {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 2rem;
    flex-grow: 1;
}

/* Secondary Button Style */
.btn-secondary {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 24px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.5px;
    transition: background-color 0.3s ease, transform 0.2s ease;
    display: inline-block;
}

.btn-secondary:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}



/* Responsive Design */
@media (max-width: 1200px) {
    .mortgage-types-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }
}


@media (max-width: 768px) {
    /* Better container handling */
    .container {
        padding: 0 20px; /* Consistent padding */
    }
    
    /* Fix features grid */
    .features-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        padding: 0 10px; /* Prevent edge overflow */
    }
    
    .feature-card {
        padding: 2rem 1.5rem;
    }
    
    /* Improve hero content spacing */
    .hero-content {
        padding: 1rem;
        margin-top: 0;
    }
} /* General fixes */

@media (max-width: 768px) {
    .page-two {
        padding: 60px 0;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .mortgage-types-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .mortgage-type-card {
        min-height: auto;
    }
}

/* Unique Quote Section */
.unique-section {
    background-color: rgb(4,5,4);
    padding: 30px 0;
    overflow: hidden;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    font-weight: 10;
}

.quote-wrapper {
    display: grid;
    grid-template-columns: 40% 60%;
    align-items: center;
    min-height: 600px;
}

/* Quote Image */
.quote-image {
    position: relative;
    height: 100%;
    min-height: 680px;
	margin-bottom: -100px;
}

.quote-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top;
}

/* Quote Content */
.quote-content {
    padding: 80px;
    color: white;
	text-align: right;
	display: flex;
    align-items: center; /* Center content vertically */
}

blockquote {
    margin: 0;
    padding: 0;
    border: none;
}

.quote-text {
    font-size: 2.5rem;
    font-weight: 300;
    line-height: 1.4;
    letter-spacing: -0.02em;
	margin-bottom: 1rem;
}

.highlight-unique {
    font-weight: 700;
}

/* Quote Attribution */
.quote-attribution {
  	display: inline-block;
    position: relative;
    padding-bottom: 0.5rem;
	background-color: rgb(4,5,4);
}

.quote-name {
    font-weight: 600;
	font-size: 1.1rem;
	color: var(--um-gold);
}

.quote-title {
    font-weight: 300;
    color: var(--um-gold);
	font-size: 1.0rem;
}


/* Responsive Design */
@media (max-width: 1024px) {
    .quote-wrapper {
        grid-template-columns: 1fr;
    }
    
    .quote-image {
        min-height: 300px;
        max-height: 400px;
    }
    
    .quote-content {
        padding: 40px;
    }
    
    .quote-text {
        font-size: 1.5rem;
    }
}

@media (max-width: 768px) {
    .quote-content {
        padding: 30px 20px;
    }
    
    .quote-text {
        font-size: 1.25rem;
    }
    
    .quote-text::before,
    .quote-text::after {
        font-size: 2rem;
    }
}

/* United Mortgages Way Section */
.united-way-section {
    position: relative;
    padding: 150px 0;
    background-image: url('assets/um-way.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.united-way-section .overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to right, rgba(0, 0, 0, 0.8), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.section-content {
    position: relative;
    z-index: 2;
}

.way-title {
    font-size: 3rem;
    font-weight: 300;
    text-align: center;
    margin-bottom: 1rem;
}

.way-title .brand-highlight {
    font-weight: 700;
}

.way-title sup {
    font-size: 1rem;
    top: -1em;
}

.way-subtitle {
    font-size: 1.2rem;
    text-align: center;
    font-weight: 300;
    margin-bottom: 60px;
    color: rgba(255, 255, 255, 0.9);
}

/* Process Steps */
.process-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 2rem;
    position: relative;
}

/* Connecting line between steps */
.process-steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 10%;
    right: 10%;
    height: 2px;
    background: rgba(255, 255, 255, 0.3);
    z-index: 0;
}

.process-step {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid rgba(255, 255, 255, 0.3);
    position: relative;
    backdrop-filter: blur(5px);
}

.step-icon img {
    width: 40px;
    height: 40px;
    filter: brightness(0) invert(1);
}

/* Number indicators for each step */
.process-step:nth-child(1) .step-icon::after { content: '1'; }
.process-step:nth-child(2) .step-icon::after { content: '2'; }
.process-step:nth-child(3) .step-icon::after { content: '3'; }
.process-step:nth-child(4) .step-icon::after { content: '4'; }
.process-step:nth-child(5) .step-icon::after { content: '5'; }

.step-icon::after {
    position: absolute;
    bottom: -10px;
    right: -10px;
    width: 30px;
    height: 30px;
    background: #b8956f;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.9rem;
}

.process-step h3 {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 0.75rem;
    text-transform: uppercase;
}

.process-step p {
    font-size: 0.9rem;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .process-steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 3rem;
    }
    
    .process-steps::before {
        display: none;
    }
}

@media (max-width: 768px) {
    .united-way-section {
        padding: 60px 0;
    }
    
    .way-title {
        font-size: 2rem;
    }
    
    .way-subtitle {
        font-size: 1rem;
        margin-bottom: 40px;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .step-icon {
        width: 70px;
        height: 70px;
    }
}

/* US Property Section */
.us-property-section {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/us-bespoke.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    color: white;
    overflow: hidden;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.partnership-section {
    position: relative;
    min-height: 400px;
    background-color: black;
    align-items: center;
    justify-content: center;
    display: flex;
}

.partnership-grid {
    display: grid;
    grid-template-columns: repeat(4,2fr); /* Force 3 columns */
    gap: 2rem;
    position: relative;
}

.partnership-grid a {
    display: block;
    transition: transform 0.2s;
}

.partnership-grid a:hover {
    transform: scale(1.05);
}

.partnership-grid img {
    transition: filter 0.2s;
}

.partnership-grid a:hover img {
    filter: grayscale(10%);
}

/* Dark overlay for text readability */
.property-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to bottom, rgba(0, 0, 0, 0.4), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.property-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
    padding: 2rem;
}

.property-title {
    font-size: 3.5rem;
    font-weight: 300;
    line-height: 1.2;
    margin-bottom: 2rem;
    letter-spacing: -0.02em;
}

.property-title .bold-text {
    font-weight: 700;
}

.property-description {
    font-size: 1.25rem;
    line-height: 1.8;
    margin-bottom: 3rem;
    font-weight: 300;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.property-description strong {
    font-weight: 600;
}

/* Explore Button */
.btn-explore {
    display: inline-block;
    background-color: #b8956f;
    color: white;
    padding: 18px 40px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    letter-spacing: 1px;
    transition: all 0.3s ease;
    margin-bottom: 4rem;
}

.btn-explore:hover {
    background-color: #a17e5a;
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

/* Partnership Info */
.partnership-info {
    margin-top: 4rem;
}

.partnership-info p {
    font-size: 0.9rem;
    margin-bottom: 1rem;
    opacity: 0.8;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.partner-logo {
    height: 50px;
    width: auto;
    filter: brightness(0) invert(1); /* Makes logo white */
    opacity: 0.9;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .property-title {
        font-size: 2.5rem;
    }
    
    .property-description {
        font-size: 1.1rem;
    }
}

@media (max-width: 768px) {
    .us-property-section {
        min-height: 80vh;
    }
    
    .property-title {
        font-size: 2rem;
    }
    
    .property-description {
        font-size: 1rem;
        margin-bottom: 2rem;
    }
    
    .btn-explore {
        padding: 15px 30px;
        font-size: 0.85rem;
    }
    
    .us-property-section::after {
        width: 50px;
        height: 50px;
        bottom: 20px;
        right: 20px;
        font-size: 1rem;
    }
}

/* Team Contact Section */
.team-contact-section {
    background-color: #f5f5f5;
    padding: 50px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.team-contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

/* Team Info Side */
.team-info {
    padding-right: 40px;
    padding-top:40px;
    margin-top: 25px;
}

.team-avatars {
    display: flex;
    justify-content: center;
    gap: 15px;
    margin-bottom: 30px;
}

.team-avatar {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid white;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.team-title {
    font-size: 3rem;
    font-weight: 300;
    margin-bottom: 30px;
	margin-top: 20px;
}

.team-title .bold-text {
    font-weight: 700;
}

.team-description {
    font-size: 1.1rem;
    line-height: 1.7;
    color: #666;
    margin-bottom: 30px;
}

.inline-link {
    color: #00a8e8;
    text-decoration: underline;
}

.inline-link:hover {
    text-decoration: none;
}

.trustpilot-widget {
    margin-top: 30px;
}

.trustpilot-stars {
    height: 30px;
    width: auto;
}

/* Contact Form */
.contact-form {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
}

.team-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    width: 100%;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 15px 20px;
    background-color: #1a1a1a;
    border: none;
    border-radius: 25px;
    color: white;
    font-size: 1rem;
    font-family: inherit;
    transition: background-color 0.3s ease;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: #999;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    background-color: #2a2a2a;
}

.form-group textarea {
    resize: vertical;
    min-height: 60px;
    border-radius: 20px;
}

/* Checkbox */
.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 10px 0;
}

.form-checkbox input[type="checkbox"] {
    margin-top: 5px;
    width: 18px;
    height: 18px;
    cursor: pointer;
}

.form-checkbox label {
    font-size: 0.9rem;
    color: #666;
    line-height: 1.5;
    cursor: pointer;
}

.privacy-link {
    color: var(--dannyboy-blue);
    text-decoration: underline;
}

.privacy-link:hover {
    text-decoration: none;
    color:var(--um-gold);
}

/* Submit Button */
.submit-btn {
    background-color: #b8956f;
    color: white;
    padding: 15px 40px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.2s ease;
    align-self: flex-start;
    margin-top: 10px;
}

.submit-btn:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}

/* Responsive Design */
@media (max-width: 1024px) {
    .team-contact-wrapper {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    
    .team-info {
        padding-right: 0;
        text-align: center;
    }
    
    .team-avatars {
        justify-content: center;
    }
}

@media (max-width: 768px) {
    .team-contact-section {
        padding: 60px 0;
    }
    
    .team-title {
        font-size: 2rem;
    }
    
    .team-avatars {
        flex-wrap: wrap;
        justify-content: center;
        gap: 10px;
    }
    
    .team-avatar {
        width: 50px;
        height: 50px;
    }
    
    .contact-form {
        padding: 30px 20px;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .submit-btn {
        width: 100%;
    }
}

/* Construction Popup Styles */
.popup-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.8);
    z-index: 9999;
    animation: fadeIn 0.3s ease;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.popup-overlay.show {
    display: flex;
    align-items: center;
    justify-content: center;
}

.popup-content {
    background-color: white;
    border-radius: 10px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
    max-width: 500px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    animation: slideIn 0.3s ease;
}

.popup-header {
    background-color: #f8f9fa;
    padding: 20px;
    border-radius: 10px 10px 0 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid #dee2e6;
}

.popup-header h2 {
    margin: 0;
    font-size: 1.5rem;
    color: #1a1a1a;
}

.popup-close {
    background: none;
    border: none;
    font-size: 2rem;
    cursor: pointer;
    color: #666;
    line-height: 1;
    padding: 0;
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: color 0.3s ease;
}

.popup-close:hover {
    color: #000;
}

.popup-body {
    padding: 30px;
}

.popup-body p {
    margin-bottom: 15px;
    line-height: 1.6;
    color: #333;

}

.popup-body ul {
    list-style: none;
    padding: 0;
    margin: 20px 0;
}

.popup-body li {
    margin-bottom: 10px;
    color: #333;
}

.popup-body a {
    color: #00a8e8;
    text-decoration: none;
}

.popup-body a:hover {
    text-decoration: underline;
}

.popup-footer {
    padding: 20px;
    border-top: 1px solid #dee2e6;
    text-align: center;
}

.popup-button {
    background-color: var(--dannyboy-blue);
    color: white;
    border: none;
    padding: 12px 30px;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.2s ease;
}

.popup-button:hover {
    background-color:var(--um-gold);
    transform: translateY(-2px);
}

/* Animations */
@keyframes fadeIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}

@keyframes slideIn {
    from {
        transform: translateY(-50px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

/* Responsive */
@media (max-width: 600px) {
    .popup-content {
        width: 95%;
        margin: 10px;
    }
    
    .popup-body {
        padding: 20px;
    }
}

/* Our Story Hero Section */
.story-hero {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/our-story/story-hero-bg.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    padding: 100px 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Overlay for better text readability */
.story-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.7) 0%, rgba(0, 0, 0, 0.5) 100%);
    z-index: 1;
}

.story-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 1050px;
    margin: 0 auto;
}

/* Quote-style title */
.story-hero-title {
    font-size: 3.5rem;
    font-weight: 200;
    line-height: 1.3;
    margin-bottom: 6rem;
    letter-spacing: 0.01em;
    position: relative;
}


/* Story text */
.story-hero-text {
    max-width: 1000px;
    margin: 0 auto;
}

.story-hero-text p {
    font-size: 1.4rem;
    line-height: 1.8;
    font-weight: 300;
    margin-bottom: 2rem;
    color: rgba(255, 255, 255, 0.9);
}

.story-hero-text strong {
    font-weight: 600;
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .story-hero-title {
        font-size: 2.5rem;
    }
    
    .story-hero-title::before,
    .story-hero-title::after {
        font-size: 4rem;
    }
}

@media (max-width: 768px) {
    .story-hero {
        padding: 80px 20px;
        min-height: 80vh;
    }
    
    .story-hero-title {
        font-size: 2rem;
        margin-bottom: 2rem;
    }
    

    
    .story-hero-text p {
        font-size: 1.1rem;
    }
}
/* Founding Team Section */
.founding-team-section {
    background-color: rgb(10, 10, 10);
    padding: 50px 0;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.section-header {
    text-align: center;
    margin-bottom: 80px;
}

.team-section-title {
    font-size: 3rem;
    font-weight: 300;
    margin-bottom: 1rem;
}

.team-section-title .bold-text {
    font-weight: 700;
}

.team-section-subtitle {
    font-size: 1.2rem;
    color: var(--um-gold);
    font-weight: 300;
}

/* Founders Grid */
.founders-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    max-width: 1200px;
    margin: 0 auto;
}

.founder-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

/* Image Hover Effect */
.founder-image-wrapper {
    position: relative;
    width: 100%;
    max-width: 400px; /* Increased from 300px */
    margin-bottom: 2rem;
    overflow: hidden;
    border-radius: 8px;
    aspect-ratio: 3/4; /* Maintains consistent ratio */
}

.founder-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover; /* Changed from cover to contain */
    object-position: center;
    transition: opacity 0.5s ease;
    background-color:rgb(10,10,10); 
}

.bw-image {
    z-index: 2;
}

.founder-image.color-image.sarina{ 
    transform: translateX(-1.5%)
}

.color-image {
    z-index: 1;
    opacity: 1;
}

/* Hover effect - hide B&W to reveal color */
.founder-image-wrapper:hover .bw-image {
    opacity: 0;
}

/* Founder Info */
.founder-info {
    max-width: 500px;
}

.founder-name {
    font-size: 1.3rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

/* LinkedIn icon styling */
.linkedin-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    background-color: rgb(172, 145, 102);
    color: white;
    text-decoration: none;
    border-radius: 4px;
    font-weight: 700;
    font-size: 1.1rem;
    transition: background-color 0.3s ease;
}

.linkedin-link:hover {
    background-color: #005885;
}

.founder-title {
    font-size: 1.3rem;
    color: #b8956f;
    margin-bottom: 2rem;
    font-weight: 300;
}

.founder-bio {
    text-align: justify;
}

.founder-bio p {
    font-size: 1.1rem;
    line-height: 1.8;
    margin-bottom: 1rem;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .founders-grid {
        grid-template-columns: 1fr;
        gap: 60px;
    }
    
    .founder-card {
        max-width: 600px;
        margin: 0 auto;
    }
}

/* Integrity Charter Section */
.integrity-charter {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/our-story/integrity.png');
    background-size: cover;
    background-attachment: fixed;
    display: flex;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    align-items: center;
    overflow: hidden;
}

/* Dark overlay */
.charter-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to right, rgba(0, 0, 0, 0.8), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.charter-content {
    position: relative;
    z-index: 2;
    max-width: 600px;
    color: white;
    padding: 80px 0px;
    margin-left: -300px;
}

/* Charter Title */
.charter-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 3rem;
    line-height: 1.2;
}

.charter-title .bold-text {
    font-weight: 700;
}

/* Charter Text */
.charter-text {
    margin-bottom: 4rem;
}

.charter-intro,
.charter-purpose {
    font-size: 1.3rem;
    line-height: 1.8;
    font-weight: 300;
    margin-bottom: 2rem;
    color: rgba(255, 255, 255, 0.9);
}

.charter-intro {
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

/* Signatures */
.charter-signatures {
    display: flex;
    gap: 3rem;
    margin-top: 3rem;
}

.signature {
    height: 80px;
    width: auto;
    filter: brightness(0) invert(1); /* Makes signatures white */
    opacity: 0.9;
    transition: opacity 0.3s ease;
}

.signature:hover {
    opacity: 1;
}


/* Responsive Design */
@media (max-width: 1024px) {
    .charter-content {
        max-width: 500px;
    }
    
    .charter-title {
        font-size: 2.5rem;
    }
    
    .integrity-charter::after {
        display: none; /* Hide watermark on tablets */
    }
}

@media (max-width: 768px) {
    .integrity-charter {
        min-height: auto;
        padding: 80px 20px;
    }
    
    .charter-content {
        max-width: 100%;
        padding: 40px 0;
    }
    
    .charter-title {
        font-size: 2rem;
        margin-bottom: 2rem;
    }
    
    .charter-intro,
    .charter-purpose {
        font-size: 1rem;
    }
    
    .charter-signatures {
        gap: 2rem;
        justify-content: center;
    }
    
    .signature {
        height: 60px;
    }
}

@media (max-width: 768px) {
    .founding-team-section {
        padding: 60px 20px;
    }
    
    .team-section-title {
        font-size: 2rem;
    }
    
    .team-section-subtitle {
        font-size: 1rem;
    }
    
    .founder-image-wrapper {
        max-width: 300px; /* Smaller on mobile */
    }
    
    .founder-name {
        font-size: 1.1rem;
    }
    
    .founder-bio p {
        font-size: 0.9rem;
    }
}

/* Hero Section with Mortgage Services */
.our-mortgages-hero {
    min-height: 100vh;
    padding-bottom: 0;
}

/* Override the default hero background for Our Mortgages page */
.hero-section.our-mortgages-hero {
    background-image: url('assets/think-different.png');
}

.our-mortgages-hero .hero-content {
    margin-bottom: 100px; /* Space for the cards */
}

/* Mortgage Services Grid - Reusing existing card patterns */
.mortgage-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 4rem;
    position: relative;
    z-index: 2;
    padding-bottom: 4rem;
    margin-top: -50px; /* Overlap with hero */
}

/* Mortgage Service Cards */
.mortgage-service-card {
    background-color: rgba(0, 0, 0, 0.3);
    padding: 2.5rem 1.5rem;
    text-align: center;
    border-radius: 27px;
    transition: transform 0.3s ease, background-color 0.3s ease;
    color: white;
    backdrop-filter: blur(5px);
    min-height: 350px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.mortgage-service-card:hover {
    transform: translateY(-5px);
    background-color: rgba(0, 0, 0, 0.7);
}

/* Service Icons - Reusing feature-icon pattern */
.service-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-icon img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1);
}

/* Service Card Headings */
.mortgage-service-card h3 {
    font-size: 1.3rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    text-transform: uppercase;
}

/* Service Card Text */
.mortgage-service-card p {
    font-size: 1.2rem;
    line-height: 1.5;
    font-weight: 300;
    margin-bottom: 1rem;
    margin-top: 0.5rem;
    color: rgba(255, 255, 255, 0.9);
    flex-grow: 1;
}

/* Service Buttons - Similar to btn-secondary but adapted */
.btn-service {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 24px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.5px;
    transition: all 0.3s ease;
    display: inline-block;
    white-space: nowrap;
}

.btn-service:hover {
    background-color: var(--dannyboy-blue);
    transform: translateY(-2px);
}

/* Responsive Design */
@media (max-width: 1400px) {
    .mortgage-services-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
    }
}

@media (max-width: 1024px) {
    .mortgage-services-grid {
        grid-template-columns: repeat(2, 1fr);
        padding: 0 20px 4rem;
    }
    
    .our-mortgages-hero .hero-content {
        margin-bottom: 80px;
    }
}

@media (max-width: 768px) {
    .our-mortgages-hero {
        min-height: auto;
        padding-bottom: 2rem;
        margin-top: -50px;
    }
    
    .mortgage-services-grid {
        grid-template-columns: 1fr;
        margin-top: -100px;
        gap: 1.5rem;
    }
    
    .mortgage-service-card {
        min-height: auto;
    }
    
    .our-mortgages-hero .hero-title {
        font-size: 2.5rem;
    }
    
    .our-mortgages-hero .hero-subtitle {
        font-size: 1.1rem;
        margin-bottom: 3rem;
    }
}



/* Responsive Design */
@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
        margin-top: -100px;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .first-time-buyers-hero {
        padding: 100px 20px 60px;
    }
    
    .first-time-buyers-hero .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
    
    .resources-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .benefits-section .features-grid {
        grid-template-columns: 1fr;
    }
}

/* ===================================
   REUSABLE HERO FORM LAYOUT STYLES
   =================================== */

/* Base Hero with Form Layout */
.hero-with-form {
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 120px 0 80px; /* Account for header */
}

/* Split Layout Container */
.hero-content-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    max-width: 1400px;
    margin: 0 auto;
}

/* Left side text content */
.hero-text-content {
    color: white;
}

.hero-with-form .hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 2rem;
    line-height: 1.2;
}

.hero-description {
    font-size: 1.3rem;
    line-height: 1.8;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.9);
}

/* Right side form wrapper - Glass morphism effect */
.hero-form-wrapper {
    background: rgba(255, 255, 255, 0.4); /* Darker semi-transparent background */
    backdrop-filter: blur(5px); /* Stronger blur */
    -webkit-backdrop-filter: blur(15px); /* Safari support */
    padding: 40px;
    border-radius: 15px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
}

/* Hero Contact Form Styling */
.hero-contact-form {
    background: transparent;
    padding: 0;
    box-shadow: none;
    margin-bottom: -40px;
}

/* ===================================
   HUBSPOT FORM OVERRIDES
   =================================== */

.hs-form-frame {
    width: 100%;
}

/* Style HubSpot form fields */
.hs-form-frame input[type="text"],
.hs-form-frame input[type="email"],
.hs-form-frame input[type="tel"],
.hs-form-frame textarea,
.hs-form-frame select {
    width: 100% !important;
    padding: 15px 20px !important;
    background-color: #f5f5f5 !important; /* Light grey background */
    border: none !important;
    border-radius: 25px !important;
    font-size: 1rem !important;
    margin-bottom: 15px !important;
    color: #333 !important; /* Dark text */
    font-family: inherit !important;
}

/* Placeholder text color */
.hs-form-frame input::placeholder,
.hs-form-frame textarea::placeholder {
    color: #999 !important; /* Medium grey placeholder */
}

/* Focus state */
.hs-form-frame input:focus,
.hs-form-frame textarea:focus,
.hs-form-frame select:focus {
    outline: none !important;
    background-color: #fff !important; /* White on focus */
    box-shadow: 0 0 0 2px rgba(16, 157, 255, 0.2) !important; /* Subtle blue glow */
}

/* Labels */
.hs-form-frame label {
    color: white !important;
    font-weight: 400 !important; /* Lighter weight */
    margin-bottom: 8px !important;
    display: block !important;
    font-size: 0.95rem !important;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.5) !important; /* Stronger shadow for readability */
}

/* Submit button */
.hs-form-frame input[type="submit"] {
    background-color: var(--um-gold) !important; /* Gold/tan color to match image */
    color: white !important;
    padding: 15px 40px !important;
    border: none !important;
    border-radius: 25px !important;
    font-size: 1rem !important;
    font-weight: 600 !important;
    cursor: pointer !important;
    transition: all 0.3s ease !important;
    width: auto !important;
    display: inline-block !important;
}

.hs-form-frame input[type="submit"]:hover {
    background-color: #a17e5a !important; /* Darker gold on hover */
    transform: translateY(-2px) !important;
}

/* ===================================
   PAGE-SPECIFIC BACKGROUND IMAGES
   =================================== */

/* First Time Buyers */
.hero-section.first-time-buyers-hero {
    background-image: url('assets/our-mortgages/first-buyer.png');
}

.hero-title.mortgage {
    color: rgb(255, 255, 255);
    margin-top: 100px;
    z-index: 2; /* Above the overlay to get white */
    opacity: 0.7;
}

.hero-description.mortgage {
    color: rgb(255, 255, 255);
    z-index: 2;
    opacity: 0.7;
}

.hero-form-wrapper.mortgage {
    margin-top: 120px;
}

/* Moving Home */
.hero-section.moving-home-hero {
    background-image: url('assets/our-mortgages/moving-home.png');
}

/* Remortgaging */
.hero-section.remortgaging-hero {
    background-image: url('assets/our-mortgages/remortgage-hero.png');
}

/* Other Services */
.hero-section.other-mortgages-hero {
    background-color: purple;
}

.hero-section.other-mortgages-hero.nhs {
    background-image: url('assets/our-mortgages/nhs-hero.png');
    min-height: 100vh;
    display: flex;
    justify-content: flex-end;
    align-items: stretch;
    background-position: center 20%;
}

.nhs-hero-bottom {
    position: relative;
    z-index: 2;
    background: linear-gradient(to top, rgba(0,0,0,0.85) 0%, rgba(0,0,0,0.5) 70%, transparent 100%);
    padding: 4rem 3rem 2.5rem;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.nhs-hero-eyebrow {
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--um-gold);
    margin-bottom: 0.75rem;
}

.nhs-hero-bottom h1 {
    font-size: 3.5rem;
    font-weight: 200;
    color: #fff;
    line-height: 1.15;
    margin-bottom: 1rem;
}

.nhs-hero-tagline {
    font-size: 1.2rem;
    font-weight: 300;
    color: rgba(255,255,255,0.8);
    margin-bottom: 0;
}

/* Scroll Cue */
.nhs-scroll-cue {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
    margin-top: 2rem;
}

.nhs-scroll-cue span {
    font-size: 0.8rem;
    font-weight: 500;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
}

.nhs-chevron {
    width: 24px;
    height: 24px;
    border-right: 2px solid rgba(255,255,255,0.6);
    border-bottom: 2px solid rgba(255,255,255,0.6);
    transform: rotate(45deg);
    animation: nhs-bounce 1.8s infinite;
}

@keyframes nhs-bounce {
    0%, 100% { transform: rotate(45deg) translateY(0); }
    50%       { transform: rotate(45deg) translateY(5px); }
}

/* Mobile */
@media (max-width: 768px) {
    .nhs-hero-bottom {
        padding: 3rem 1.5rem 2rem;
    }
    .nhs-hero-bottom h1 {
        font-size: 2.4rem;
    }
}

.checklist {
    list-style: none;
    padding: 0;
}

.checklist li::before {
    content: "✓";
    color: #4CAF50;
    font-weight: bold;
    display: inline-block;
    width: 1.5em;
}

/* ===================================
   RESPONSIVE DESIGN
   =================================== */

@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .hero-with-form {
        padding: 100px 20px 60px;
    }
    
    .hero-with-form .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
}

@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .hero-with-form {
        padding: 100px 20px 60px;
    }
    
    .hero-with-form .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
}

/* ===================================
   REUSABLE PROCESS STEPS SECTION
   =================================== */

/* Process Steps Section */
.process-steps-section {
    background-color: #e5e5e5; /* Light grey background */
    padding: 80px 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Section Header */
.process-header {
    text-align: center;
    margin-bottom: 60px;
}

.process-main-title {
    font-size: 3rem;
    font-weight: 300;
    color: #1a1a1a;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.process-main-title strong {
    font-weight: 700;
}

.process-subtitle {
    font-size: 1.1rem;
    color: #666;
    font-weight: 300;
    max-width: 800px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Process Steps Grid */
.process-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
    max-width: 1200px;
    margin: 0 auto;
}

/* Process Card */
.process-card {
    text-align: center;
    padding: 0;
}

/* Process Icon */
.process-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 2rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.process-icon img {
    max-width: 100%;
    height: auto;
}

/* Icon Variations - Add classes to process-card for different colors/styles */
.process-card.calculator-step .process-icon img {
    filter: none; /* Default color */
}

.process-card.percentage-step .process-icon img {
    filter: none; /* Default color */
}

.process-card.handshake-step .process-icon img {
    filter: none; /* Default color */
}

/* Alternative: Color variations for different page contexts */
.moving-home .process-icon img {
    filter: hue-rotate(180deg); /* Changes color hue */
}

.remortgaging .process-icon img {
    filter: hue-rotate(90deg);
}

.self-employed .process-icon img {
    filter: hue-rotate(270deg);
}

/* Step Title */
.process-step-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 1rem;
    line-height: 1.3;
}

/* Step Description */
.process-step-description {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 2rem;
    min-height: 100px; /* Ensures consistent card height */
}

/* Process Button */
.btn-process {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.5px;
    transition: all 0.3s ease;
    display: inline-block;
    text-transform: uppercase;
}

.btn-process:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Alternative button style for variety */
.btn-process-outline {
    background-color: transparent;
    color: var(--um-gold);
    border: 2px solid var(--um-gold);
    padding: 10px 28px;
}

.btn-process-outline:hover {
    background-color: var(--um-gold);
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .process-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2.5rem;
    }
}

@media (max-width: 768px) {
    .process-steps-section {
        padding: 60px 20px;
    }
    
    .process-main-title {
        font-size: 2rem;
    }
    
    .process-subtitle {
        font-size: 1rem;
    }
    
    .process-cards-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .process-step-description {
        min-height: auto;
    }
}

/* ===================================
   UNITED MORTGAGES WAY - IMAGE VERSION
   =================================== */

/* Override for image version */
.united-way-section.united-way-with-image {
    background-image: url('assets/our-mortgages/UM-way-process.png'); /* Add your house image */
    background-size: cover;
    background-position: center;
    background-attachment: scroll; /* Changed from fixed for better mobile performance */
    padding: 100px 0;
    min-height: 600px;
}

/* Darker overlay for better text visibility */
.united-way-section.united-way-with-image .overlay {
    background: linear-gradient(to right, rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.5));
}

/* Adjust title for this version */
.united-way-section.united-way-with-image .way-title {
    font-size: 3.5rem;
    margin-bottom: 1.5rem;
}

/* Process steps modifications for image background */
.united-way-section.united-way-with-image .process-steps {
    grid-template-columns: repeat(5, 1fr);
    gap: 2.5rem;
    margin-top: 60px;
}

/* Remove connecting line for cleaner look on image */
.united-way-section.united-way-with-image .process-steps::before {
    display: none;
}

/* Adjust step cards for image background */
.united-way-section.united-way-with-image .process-step {
    background: rgba(0, 0, 0, 0.6);
    padding: 2rem 1.5rem;
    border-radius: 15px;
    backdrop-filter: blur(10px);
    transition: all 0.3s ease;
}

.united-way-section.united-way-with-image .process-step:hover {
    background: rgba(0, 0, 0, 0.8);
    transform: translateY(-5px);
}

/* Icon styling for image version */
.united-way-section.united-way-with-image .step-icon {
    background: rgba(255, 255, 255, 0.1);
    border: 2px solid rgba(255, 255, 255, 0.3);
    margin-bottom: 1.5rem;
}

/* Remove step numbers for cleaner look */
.united-way-section.united-way-with-image .step-icon::after {
    display: none;
}

/* Text adjustments */
.united-way-section.united-way-with-image .process-step h3 {
    font-size: 0.85rem;
    margin-bottom: 1rem;
}

.united-way-section.united-way-with-image .process-step p {
    font-size: 0.85rem;
    line-height: 1.5;
}

/* Responsive adjustments */
@media (max-width: 1200px) {
    .united-way-section.united-way-with-image .process-steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .united-way-section.united-way-with-image {
        padding: 60px 20px;
    }
    
    .united-way-section.united-way-with-image .way-title {
        font-size: 2rem;
    }
    
    .united-way-section.united-way-with-image .process-steps {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .united-way-section.united-way-with-image .process-step {
        padding: 1.5rem;
    }
}

/* ===================================
   CALCULATOR PAGE STYLES
   =================================== */

/* Calculator Hero Section */
.calculator-hero {
    min-height: 100vh;
    padding: 120px 0 80px;
    display: flex;
    align-items: center;
}

/* Override background for calculator page */
.hero-section.calculator-hero {
    background-image: url('assets/calculator-hero.png');
}

.calculator-hero .hero-title{
    margin-top: -5px;
}

.calculator-hero .hero-content {
    text-align: center;
    margin-top: 20px;
}

/* Calculator Container */
.calculator-container {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.2);
    max-width: 1200px;
    margin: 0 auto;
    margin-top: -10px;
}

/* Calculator Tabs */
.calculator-tabs {
    display: flex;
    background: #f0f0f0;
    border-bottom: 1px solid #ddd;
}

.calculator-tab {
    flex: 1;
    padding: 20px;
    background: transparent;
    border: none;
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.5px;
    cursor: pointer;
    transition: all 0.3s ease;
    color: #666;
    position: relative;
}

.calculator-tab:hover {
    background: rgba(0, 0, 0, 0.05);
}

.calculator-tab.active {
    background: white;
    color: #1a1a1a;
}

.calculator-tab.active::after {
    content: '';
    position: absolute;
    bottom: -1px;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--um-gold);
}

/* Calculator Content Wrapper */
.calculator-content-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 500px;
}

/* Calculator Forms Section */
.calculator-forms {
    padding: 40px;
    background: white;
    position: relative;
}

.calculator-form {
    display: none;
}

.calculator-form.active {
    display: block;
}

/* Form Styling */
.mortgage-calculator-form {
    max-width: 400px;
}

.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: #333;
    font-size: 0.95rem;
}

.form-group input {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333
}

.form-group input:focus {
    outline: none;
    background-color: white;
    border-color: var(--dannyboy-blue);
    color:#333
}

/* Placeholder text styling */
.form-group input::placeholder {
    color: #999; /* Light grey for placeholder text */
}

/* Calculate Button */
.btn-calculate {
    background-color: var(--um-gold);
    color: white;
    padding: 15px 40px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    width: 100%;
    margin-top: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.btn-calculate:hover {
    background-color: var(--dannyboy-blue);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Results Section */
.calculator-results {
    padding: 40px;
    background: #f8f8f8;
    border-left: 1px solid #e0e0e0;
    z-index: 1;
}

.calculator-results h2 {
    font-size: 1.8rem;
    font-weight: 300;
    margin-bottom: 30px;
    color: #1a1a1a;
}

.results-content {
    background: white;
    padding: 30px;
    border-radius: 15px;
    min-height: 300px;
}

.results-placeholder {
    color: #999;
    text-align: center;
    padding: 40px 0;
}

.results-placeholder {
    text-align: center;
    padding: 60px 20px;
}

.placeholder-icon {
    width: 60px;
    height: 60px;
    opacity: 0.3;
    margin-bottom: 20px;
}

.results-cta {
    margin-top: 30px;
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid #eee;
    position: relative;
    z-index: 10;
}

.results-cta .btn-primary {
    width: 100%;
    max-width: 300px;
    display: inline-block;
    cursor: pointer !important;
    pointer-events: auto !important;
    position: relative;
    z-index: 100;
}

/* Result Display Styles */
.result-item {
    padding: 15px 0;
    border-bottom: 1px solid #eee;
}

.result-item:last-child {
    border-bottom: none;
}

.result-label {
    font-size: 0.9rem;
    color: #666;
    margin-bottom: 5px;
}

.result-value {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--dannyboy-blue);
}

/* Tooltip Styles */
.info-tooltip {
    position: relative;
    display: inline-block;
    margin-left: 5px;
    cursor: help;
    color: var(--dannyboy-blue);
    font-size: 0.9rem;
    font-weight: normal;
}

.info-tooltip::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: 125%;
    left: 50%;
    transform: translateX(-50%);
    background-color: #333;
    color: white;
    padding: 8px 12px;
    border-radius: 6px;
    white-space: nowrap;
    font-size: 0.85rem;
    z-index: 10;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
    width: 100px;
    white-space: normal;
    text-align: center;
}

.info-tooltip::before {
    content: '';
    position: absolute;
    bottom: 115%;
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: #333;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
}

.info-tooltip:hover::after,
.info-tooltip:hover::before {
    opacity: 1;
}

/* Optional placeholder styling */
input#borrow-deposit {
    position: relative;
}

input#borrow-deposit::placeholder {
    color: #ccc;
    font-style: italic;
}

/* Use Borrow Amount Button */
.use-borrow-button {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 12px 24px;
    border: none;
    border-radius: 25px;
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer !important;
    transition: all 0.3s ease;
    margin-top: 20px;
    width: 100%;
    text-transform: uppercase;
    position: relative;
    z-index: 10;
    letter-spacing: 0.5px;
}

.use-borrow-button:hover {
    background-color: var(--um-gold);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Result value highlighting */
.result-value.highlight-gold {
    color: var(--um-gold);
}

.result-value.highlight-blue {
    color: var(--dannyboy-blue);
}

.result-item.total {
    border-top: 2px solid #eee;
    padding-top: 20px;
    margin-top: 10px;
}

.result-item.savings {
    background-color: #e8f4f8;
    padding: 15px;
    border-radius: 10px;
    margin-top: 20px;
}

.error-message {
    color: #d32f2f;
    font-size: 1.1rem;
    text-align: center;
    padding: 20px;
    background-color: #ffebee;
    border-radius: 10px;
}

/* Info Boxes */
.info-box-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-top: 30px;
}

.calc-info-box {
    background: #f0f4f8;
    border-left: 4px solid var(--dannyboy-blue);
    padding: 20px;
    border-radius: 0 8px 8px 0;
}

.calc-info-box h4 {
    font-size: 1rem;
    margin-bottom: 10px;
    color: #1a1a1a;
    font-weight: 600;
}

.calc-info-box p {
    font-size: 0.9rem;
    line-height: 1.6;
    color: #666;
    margin: 0;
}

.calc-info-box.gold-accent {
    border-left-color: var(--um-gold);
}

/* ===================================
   SELECT DROPDOWN STYLING FIX
   =================================== */

/* Select specific styling */
.form-group select {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333;
    cursor: pointer;
    font-family: inherit;
    
    /* Remove default arrow */
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    
    /* Custom arrow using data URI */
    background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23666' stroke='none'%3e%3cpath d='M7 10l5 5 5-5z'/%3e%3c/svg%3e");
    background-repeat: no-repeat;
    background-position: right 1.5rem center;
    background-size: 1rem;
    padding-right: 3.5rem;
}

.form-group select:focus {
    outline: none;
    background-color: white;
    border-color: var(--dannyboy-blue);
}

/* Fix select option styling */
.form-group select option {
    background-color: white;
    color: #333;
    padding: 10px;
}

/* Ensure consistent styling with inputs */
.form-group input[type="number"],
.form-group input[type="text"],
.form-group select {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333;
}

/* Fix tooltip width for stamp duty */
.info-tooltip::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: 125%;
    left: 50%;
    transform: translateX(-50%);
    background-color: #333;
    color: white;
    padding: 10px 16px;
    border-radius: 6px;
    font-size: 0.85rem;
    z-index: 10;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
    max-width: 350px;
    min-width: 280px;
    white-space: normal;
    text-align: center;
}

/* Responsive fixes for stamp duty calculator */
@media (max-width: 768px) {
    .calculator-tabs {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 0;
    }
    
    .calculator-tab {
        font-size: 0.8rem;
        padding: 15px 10px;
    }
}

/* Responsive Design */
@media (max-width: 1024px) {
    .calculator-content-wrapper {
        grid-template-columns: 1fr;
    }
    
    .calculator-results {
        border-left: none;
        border-top: 1px solid #e0e0e0;
        color: var(--dannyboy-blue);
    }
}

@media (max-width: 768px) {
    .calculator-hero {
        padding: 100px 20px 60px;
    }
    
    .calculator-tabs {
        flex-direction: column;
    }
    
    .calculator-tab {
        border-bottom: 1px solid #ddd;
    }
    
    .calculator-forms,
    .calculator-results {
        padding: 30px 20px;
        color: var(--dannyboy-blue);
    }
}

/* ===================================
   BLOG SECTION STYLES
   =================================== */

/* Blog Hero Section */
.blog-hero {
    position: relative;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
    padding: 150px 0 80px;
    text-align: center;
    overflow: hidden;
}

.blog-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url('assets/blog/blog-hero-pattern.png');
    opacity: 0.05;
}

.blog-hero .hero-content {
    position: relative;
    z-index: 2;
}

.blog-title {
    font-size: 3rem;
    font-weight: 300;
    color: white;
    margin-bottom: 1rem;
}

.blog-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 300;
}

/* Blog Content Section */
.blog-content {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.blog-wrapper {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 60px;
    max-width: 1400px;
    margin: 0 auto;
}

/* Blog Filter */
.blog-filter {
    margin-bottom: 40px;
}

.blog-filter h3 {
    font-size: 1.1rem;
    margin-bottom: 1rem;
    color: #1a1a1a;
}

.category-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.category-pill {
    background: white;
    color: #666;
    padding: 8px 20px;
    border-radius: 25px;
    text-decoration: none;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    border: 1px solid #e0e0e0;
}

.category-pill:hover,
.category-pill.active {
    background: var(--um-gold);
    color: white;
    border-color: var(--um-gold);
}

/* Blog Posts Grid */
.blog-posts-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
    margin-bottom: 60px;
}

/* Blog Post Card */
.blog-post-card {
    background: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
}

.blog-post-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

.post-thumbnail {
    position: relative;
    overflow: hidden;
    height: 250px;
}

.post-thumbnail img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.3s ease;
}

.blog-post-card:hover .post-thumbnail img {
    transform: scale(1.05);
}

.post-thumbnail.placeholder {
    background: linear-gradient(135deg, #f0f0f0 0%, #e0e0e0 100%);
}

.post-content {
    padding: 30px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.post-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
    font-size: 0.85rem;
}

.post-category {
    color: black;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.post-date {
    color: #999;
}

.post-title {
    font-size: 1.5rem;
    margin-bottom: 15px;
    line-height: 1.3;
}

.post-title a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.3s ease;
}

.post-title a:hover {
    color: var(--um-gold);
}

.post-excerpt {
    color: #666;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}

.post-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 20px;
    border-top: 1px solid #f0f0f0;
}

.post-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.post-author img {
    width: 32px;
    height: 32px;
    border-radius: 50%;
}

.post-author span {
    font-size: 0.9rem;
    color: #666;
}

.read-more {
    color: var(--dannyboy-blue);
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.read-more:hover {
    color: var(--um-gold);
}

/* Blog Sidebar */
.blog-sidebar {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.sidebar-widget {
    background: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
}

.sidebar-widget h3 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: #1a1a1a;
}

/* Newsletter Widget */
.newsletter-form {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.newsletter-form input {
    padding: 15px 20px;
    border: 1px solid #e0e0e0;
    border-radius: 25px;
    font-size: 1rem;
}

.newsletter-form button {
    width: 100%;
}

/* Recent Posts Widget */
.recent-posts-list {
    list-style: none;
    padding: 0;
}

.recent-posts-list li {
    padding: 15px 0;
    border-bottom: 1px solid #f0f0f0;
}

.recent-posts-list li:last-child {
    border-bottom: none;
}

.recent-posts-list a {
    color: #1a1a1a;
    text-decoration: none;
    font-weight: 500;
    display: block;
    margin-bottom: 5px;
    transition: color 0.3s ease;
}

.recent-posts-list a:hover {
    color: var(--um-gold);
}

.recent-posts-list .post-date {
    font-size: 0.85rem;
}

/* Categories Widget */
.categories-list {
    list-style: none;
    padding: 0;
}

.categories-list li {
    padding: 10px 0;
    border-bottom: 1px solid #f0f0f0;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.categories-list li:last-child {
    border-bottom: none;
}

.categories-list a {
    color: #666;
    text-decoration: none;
    transition: color 0.3s ease;
}

.categories-list a:hover {
    color: var(--um-gold);
}

/* CTA Widget */
.cta-widget {
    background: linear-gradient(135deg, var(--um-gold) 0%, #a17e5a 100%) !important;
    color: white;
    text-align: center;
}

.cta-widget h3 {
    color: white !important;
}

.cta-widget p {
    margin-bottom: 20px;
    opacity: 0.9;
}

/* Blog Pagination */
.blog-pagination {
    text-align: center;
    margin-top: 60px;
}

.blog-pagination .nav-links {
    display: inline-flex;
    gap: 10px;
}

.blog-pagination a,
.blog-pagination span {
    display: inline-block;
    padding: 10px 15px;
    background: white;
    border: 1px solid #e0e0e0;
    border-radius: 5px;
    text-decoration: none;
    color: #666;
    transition: all 0.3s ease;
}

.blog-pagination a:hover,
.blog-pagination .current {
    background: var(--um-gold);
    color: white;
    border-color: var(--um-gold);
}

/* No Posts Found */
.no-posts-found {
    text-align: center;
    padding: 80px 20px;
    background: white;
    border-radius: 10px;
}

.no-posts-found h2 {
    font-size: 2rem;
    margin-bottom: 20px;
    color: #1a1a1a;
}

.no-posts-found p {
    font-size: 1.1rem;
    color: #666;
    margin-bottom: 30px;
}

/* ===================================
   SINGLE POST STYLES
   =================================== */

/* Post Hero */
.post-hero {
    position: relative;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.post-hero-image {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
}

.post-hero-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.post-hero-gradient {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
}

.post-hero .hero-overlay {
    background: rgba(0, 0, 0, 0.5);
}

.post-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    max-width: 800px;
    margin: 0 auto;
    padding: 100px 20px 20px;
}

.post-meta-top {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    margin-bottom: 20px;
}

.post-meta-top .post-category {
    background: var(--um-gold);
    padding: 5px 15px;
    border-radius: 20px;
    font-size: 0.85rem;
}

.post-meta-top .post-date {
    color: rgba(255, 255, 255, 0.8);
}

.post-hero .post-title {
    font-size: 3rem;
    font-weight: 300;
    line-height: 1.2;
    margin-bottom: 30px;
}

.post-author-info {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
}

.post-author-info img {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 2px solid white;
}

.author-details {
    text-align: left;
}

.author-name {
    display: block;
    font-weight: 500;
}

.read-time {
    font-size: 0.9rem;
    opacity: 0.8;
}

/* Post Content Section */
.post-content-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.post-wrapper {
    display: grid;
    grid-template-columns: 1fr 300px;
    gap: 60px;
    max-width: 1200px;
    margin: 0 auto;
}

.post-main {
    background: white;
    padding: 60px;
    border-radius: 10px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
}

/* Share Buttons */
.share-buttons {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid #f0f0f0;
}

.share-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #f0f0f0;
    color: #666;
    text-decoration: none;
    transition: all 0.3s ease;
}

.share-btn:hover {
    transform: translateY(-3px);
}

.share-btn.facebook:hover {
    background: #1877f2;
    color: white;
}

.share-btn.twitter:hover {
    background: #1da1f2;
    color: white;
}

.share-btn.linkedin:hover {
    background: #0077b5;
    color: white;
}

/* Post Content Typography */
.post-content {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #333;
}

.post-content h2 {
    font-size: 2rem;
    margin: 40px 0 20px;
    color: #1a1a1a;
}

.post-content h3 {
    font-size: 1.5rem;
    margin: 30px 0 15px;
    color: #1a1a1a;
}

.post-content p {
    margin-bottom: 20px;
}

.post-content ul,
.post-content ol {
    margin: 20px 0 20px 40px;
}

.post-content li {
    margin-bottom: 10px;
}

.post-content blockquote {
    background: #f8f9fa;
    border-left: 4px solid var(--um-gold);
    padding: 20px 30px;
    margin: 30px 0;
    font-style: italic;
}

.post-content img {
    max-width: 100%;
    height: auto;
    border-radius: 8px;
    margin: 30px 0;
}

/* Post Tags */
.post-tags {
    margin-top: 40px;
    padding-top: 40px;
    border-top: 1px solid #f0f0f0;
}

.post-tags a {
    display: inline-block;
    background: #f0f0f0;
    padding: 5px 15px;
    border-radius: 20px;
    margin: 5px 5px 5px 0;
    text-decoration: none;
    color: #666;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.post-tags a:hover {
    background: var(--um-gold);
    color: white;
}

/* Author Bio */
.author-bio {
    display: flex;
    gap: 30px;
    margin-top: 60px;
    padding: 40px;
    background: #f8f9fa;
    border-radius: 10px;
}

.author-bio img {
    width: 96px;
    height: 96px;
    border-radius: 50%;
    flex-shrink: 0;
}

.author-bio-content h3 {
    margin-bottom: 10px;
}

/* Related Posts */
.related-posts {
    margin-top: 60px;
}

.related-posts h2 {
    font-size: 1.8rem;
    margin-bottom: 30px;
}

.related-posts-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.related-post-card {
    text-align: center;
}

.related-post-image {
    width: 100%;
    height: 150px;
    overflow: hidden;
    border-radius: 8px;
    margin-bottom: 15px;
}

.related-post-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.3s ease;
}

.related-post-card:hover .related-post-image img {
    transform: scale(1.05);
}

.related-post-card h4 {
    font-size: 1.1rem;
    margin-bottom: 10px;
}

.related-post-card a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.3s ease;
}

.related-post-card a:hover {
    color: var(--um-gold);
}

/* Post Sidebar */
.post-sidebar {
    position: sticky;
    top: 100px;
}

/* Table of Contents Widget */
.toc-widget {
    margin-bottom: 30px;
}

.toc-nav {
    max-height: 400px;
    overflow-y: auto;
}

.toc-nav a {
    display: block;
    padding: 8px 0;
    color: #666;
    text-decoration: none;
    border-left: 3px solid transparent;
    padding-left: 15px;
    transition: all 0.3s ease;
}

.toc-nav a:hover,
.toc-nav a.active {
    color: var(--um-gold);
    border-left-color: var(--um-gold);
}

/* Sticky CTA Widget */
.sticky-widget {
    position: sticky;
    top: 100px;
}

.cta-phone {
    margin-top: 15px;
}

.cta-phone a {
    color: white;
    font-weight: 600;
}

/* Comments Section */
.comments-section {
    background: white;
    padding: 60px 0;
}

.comments-wrapper {
    max-width: 800px;
    margin: 0 auto;
}

/* ===================================
   RESPONSIVE DESIGN
   =================================== */

@media (max-width: 1200px) {
    .blog-posts-grid {
        grid-template-columns: 1fr;
    }
    
    .related-posts-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 1024px) {
    .blog-wrapper,
    .post-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .blog-sidebar,
    .post-sidebar {
        position: static;
    }
    
    .post-main {
        padding: 40px;
    }
}

@media (max-width: 768px) {
    .blog-title {
        font-size: 2rem;
    }
    
    .blog-hero {
        padding: 120px 20px 60px;
    }
    
    .blog-content {
        padding: 60px 20px;
    }
    
    .category-pills {
        justify-content: center;
    }
    
    .blog-post-card {
        margin-bottom: 30px;
    }
    
    .post-hero .post-title {
        font-size: 2rem;
    }
    
    .post-main {
        padding: 30px 20px;
    }
    
    .author-bio {
        flex-direction: column;
        text-align: center;
    }
    
    .related-posts-grid {
        grid-template-columns: 1fr;
    }
    
    .share-buttons {
        justify-content: center;
    }
}

/* Privacy Policy Page Styles */

/* Hero Section */
.policy-hero {
    position: relative;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
    padding: 120px 0 80px;
    text-align: center;
    overflow: hidden;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url('assets/images/hero-pattern.png');
    opacity: 0.05;
}

.policy-hero .hero-content {
    position: relative;
    z-index: 2;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-title {
    font-size: 3rem;
    font-weight: 300;
    color: white;
    margin-bottom: 1rem;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Policy Content */
.policy-content {
    padding: 80px 0;
    background-color: #f8f9fa;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.info-box ul,
.data-card ul,
.use-item ul,
.security-info ul,
.retention-info ul {
    list-style: none;
    padding-left: 0;
}

.policy-wrapper {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 60px;
    max-width: 1200px;
    margin: 0 auto;
}

/* Table of Contents */
.policy-toc {
    position: sticky;
    top: 100px;
    height: fit-content;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-toc h3 {
    font-size: 1.1rem;
    margin-bottom: 1.5rem;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: #1a1a1a;
}

.toc-nav {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.toc-link {
    color: #666;
    text-decoration: none;
    padding: 0.5rem 0;
    border-left: 3px solid transparent;
    padding-left: 1rem;
    transition: all 0.3s ease;
}

.toc-link:hover {
    color: #b8956f;
    border-left-color: #b8956f;
}

/* Main Content */
.policy-main {
    background: white;
    border-radius: 10px;
    padding: 60px;
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.05);
}

.policy-section {
    margin-bottom: 60px;
    scroll-margin-top: 100px;
}

.policy-section:last-child {
    margin-bottom: 0;
}

.policy-section h2 {
    font-size: 2rem;
    margin-bottom: 1.5rem;
    color: #1a1a1a;
    font-weight: 600;
}

.policy-section h4 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
    color: #2d3436;
}

.policy-section p {
    line-height: 1.8;
    color: #555;
    margin-bottom: 1rem;
}

/* Info Box */
.info-box {
    background: #f8f9fa;
    border-left: 4px solid #b8956f;
    padding: 1.5rem;
    margin: 2rem 0;
    border-radius: 0 8px 8px 0;
}

/* Data Grid */
.data-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.data-card {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 8px;
    border-top: 3px solid #b8956f;
}

.data-card h4 {
    color: #1a1a1a;
    margin-bottom: 1rem;
}

.data-card ul {
    list-style: none;
    padding: 0;
}

.data-card li {
    padding: 0.5rem 0;
    color: #666;
    position: relative;
    padding-left: 1.5rem;
}

.data-card li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #b8956f;
}

/* Use Items */
.use-item {
    background: #f8f9fa;
    padding: 2rem;
    margin: 1rem 0;
    border-radius: 8px;
    transition: transform 0.3s ease;
}

.use-item:hover {
    transform: translateX(10px);
}

.use-item h4 {
    color: #1a1a1a;
    margin-bottom: 0.5rem;
}

/* Share List */
.share-list {
    list-style: none;
    padding: 0;
}

.share-list li {
    padding: 1rem 0;
    border-bottom: 1px solid #eee;
}

.share-list li:last-child {
    border-bottom: none;
}

.highlight-text {
    background: #fff3cd;
    padding: 1rem;
    border-radius: 8px;
    border-left: 4px solid #ffc107;
    margin: 2rem 0;
    font-weight: 500;
}

/* Rights Grid */
.rights-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.right-card {
    text-align: center;
    padding: 2rem;
    background: white;
    border: 1px solid #eee;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.right-card:hover {
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
    transform: translateY(-5px);
}

.right-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.right-card h4 {
    color: #1a1a1a;
    margin-bottom: 0.5rem;
}

.right-card p {
    font-size: 0.9rem;
}

/* Security and Retention */
.security-info,
.retention-info {
    background: #e3f2fd;
    padding: 2rem;
    border-radius: 8px;
    margin: 1rem 0;
}

.retention-info {
    background: #f3e5f5;
}

/* Contact Cards */
.contact-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.contact-card {
    background: white;
    border: 1px solid #eee;
    padding: 2rem;
    border-radius: 8px;
}

.contact-card a {
    color: #b8956f;
    text-decoration: none;
}

.contact-card a:hover {
    text-decoration: underline;
}

/* CTA Section */
.policy-cta {
    background: linear-gradient(135deg, #b8956f 0%, #a17e5a 100%);
    padding: 60px 0;
    text-align: center;
    color: white;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    font-weight: 300;
}

.cta-content p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .policy-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .policy-toc {
        position: static;
        background: white;
        padding: 2rem;
        border-radius: 8px;
        margin-bottom: 2rem;
    }
    
    .data-grid,
    .rights-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .policy-main {
        padding: 30px;
    }
    
    .policy-title {
        font-size: 2rem;
    }
    
    .policy-section h2 {
        font-size: 1.5rem;
    }
    
    .data-grid,
    .rights-grid,
    .contact-cards {
        grid-template-columns: 1fr;
    }
    
    .cta-content h2 {
        font-size: 1.8rem;
    }
}

/* ===================================
   GEOGRAPHIES
   =================================== */

/* Override the default hero background for Our Mortgages page */

.hero-section.northwood {
    background-image: url('assets/geography/northwood.png'); 
}

.hero-section.chorleywood {
    background-image: url('assets/geography/chorleywood.png?v=2'); 
}

.hero-title.geography {
    transform:translateY(-12rem);
    font-size: 4.5rem;
    font-weight: 200;
}


.hero-section.rickmansworth {
    background-image: url('assets/geography/rickmansworth.png'); 
}



/* ===================================
   AIP FORM
   =================================== */

   /* ===================================
   AIP OVERVIEW PAGE STYLES
   =================================== */

/* Hero Section */
.aip-overview-hero {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/aip-handshake.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.aip-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.5);
    z-index: 1;
}

.aip-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 1100px;
    margin: 0 auto;
    padding: 2rem;
    color: white;
}

.aip-hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.aip-hero-title strong {
    font-weight: 600;
}

.aip-hero-description {
    font-size: 1.15rem;
    line-height: 1.8;
    margin-bottom: 1.2rem;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.95);
}

.aip-hero-description strong {
    font-weight: 600;
}

.aip-hero-time {
    font-size: 1.15rem;
    margin-bottom: 2.5rem;
    font-weight: 300;
}

.aip-hero-time strong {
    font-weight: 600;
}

.aip-hero-content .btn-secondary {
    padding: 16px 50px;
    font-size: 1rem;
    display: inline-block;
}

/* Why AIP Section */
.why-aip-section {
    background-color: #f5f5f5;
    padding: 80px 20px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.why-aip-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 300;
    margin-bottom: 60px;
    color: #1a1a1a;
}

.why-aip-title strong {
    font-weight: 600;
}

/* Benefits Grid */
.aip-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 50px;
    max-width: 1200px;
    margin: 0 auto;
}

.aip-benefit-card {
    text-align: center;
}

.benefit-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 30px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon img {
    max-width: 100%;
    height: auto;
    filter: sepia(100%) saturate(200%) hue-rotate(10deg) brightness(0.9); /* Gold tint */
}

.aip-benefit-card h3 {
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 15px;
    color: #1a1a1a;
    line-height: 1.4;
}

.aip-benefit-card p {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .aip-hero-title {
        font-size: 2.5rem;
    }
    
    .aip-benefits-grid {
        grid-template-columns: 1fr;
        gap: 40px;
        max-width: 500px;
    }
}

@media (max-width: 768px) {
    .aip-overview-hero {
        min-height: 80vh;
        padding: 100px 20px;
    }
    
    .aip-hero-title {
        font-size: 2rem;
        margin-bottom: 1.5rem;
    }
    
    .aip-hero-description,
    .aip-hero-time {
        font-size: 1rem;
    }
    
    .why-aip-section {
        padding: 60px 20px;
    }
    
    .why-aip-title {
        font-size: 2rem;
        margin-bottom: 40px;
    }
    
    .benefit-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 20px;
    }
}


/* ===================================
   AIP FORM PAGE STYLES
   =================================== */

/* Page Container */
.aip-form-page {
    background-color: gainsboro;
    min-height: 100vh;
    padding: 120px 20px 80px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.aip-form-container {
    max-width: 75%;
    margin: 0 auto;
}

/* Form Header */
.aip-form-header {
    text-align: center;
    padding-top: 50px;
}

.aip-form-header h1 {
    font-size: 2rem;
    font-weight: 300;
    color: #1a1a1a;
    margin-bottom: 40px;
}

.aip-form-header h1 strong {
    font-weight: 600;
}

/* Progress Indicator */
.progress-indicator {
    margin-bottom: 40px;
}

.progress-steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0; /* Keep this at 0 */
}

.progress-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    flex: 0 0 auto; /* Prevent flex growth */
    width: 120px; /* Fixed width for consistency */
}

.step-number {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: white;
    border: 2px solid #ddd;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    color: #999;
    transition: all 0.3s ease;
}

.progress-step.active .step-number {
    background: var(--um-gold);
    border-color: var(--um-gold);
    color: white;
}

.progress-step.completed .step-number {
    background: var(--dannyboy-blue);
    border-color: var(--dannyboy-blue);
    color: white;
}

.step-label {
    font-size: 0.85rem;
    color: #999;
    font-weight: 500;
    text-align: center;
    min-height: 2.4em; /* Fixed height for 2 lines */
    line-height: 1.2;
}

.progress-step.active .step-label {
    color: var(--dannyboy-blue);
}

.progress-line {
    width: 60px; /* Fixed width instead of 80px */
    height: 2px;
    background: var(um-um-gold);
    margin: 0; /* Remove negative margins */
    flex-shrink: 0; /* Prevent shrinking */
}

.progress-line.active {
    background: var(--dannyboy-blue);
}

/* Step Content */
.step-content {
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Form Section Cards */
.form-section-card {
    background: white;
    border-radius: 15px;
    padding: 35px 40px;
    margin-bottom: 30px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

/* Section Titles */
.section-title {
    font-size: 1.3rem;
    font-weight: 400;
    color: #1a1a1a;
    margin-bottom: 25px;
}

.section-subtitle {
    font-size: 1.1rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 20px;
}

.section-header-with-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
}

.applicant-label {
    color: var(--dannyboy-blue);
    font-size: 0.9rem;
    font-weight: 500;
}

/* Radio Groups */
.radio-group {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.radio-group-multi {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
}

.radio-option {
    display: flex;
    align-items: center;
    padding: 15px 20px;
    border: 2px solid #e0e0e0;
    border-radius: 25px;
    cursor: pointer;
    transition: all 0.3s ease;
    background: white;
}

.radio-option:hover {
    border-color: #c0c0c0;
}

.radio-option.selected {
    border-color: var(--um-gold);
    background-color: rgba(187, 161, 119, 0.05);
}

.radio-option input[type="radio"] {
    width: 20px;
    height: 20px;
    margin-right: 15px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

.radio-label {
    font-size: 1rem;
    color: #333;
    cursor: pointer;
}

/* Inline Radio Groups */
.radio-group-inline {
    margin-bottom: 20px;
}

.radio-group-inline > label {
    display: block;
    font-size: 1rem;
    font-weight: 500;
    color: #333;
    margin-bottom: 12px;
}

.radio-row {
    display: flex;
    gap: 20px;
}

.radio-option-inline {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
}

.radio-option-inline input[type="radio"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

.radio-option-inline span {
    font-size: 0.95rem;
    color: #333;
}

/* Form Fields */
.form-fields {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-field {
    display: flex;
    flex-direction: column;
}

.form-field label {
    font-size: 0.9rem;
    color: #666;
    margin-bottom: 8px;
    font-weight: 400;
}

.form-field input,
.form-field select {
    padding: 15px 20px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: white;
    color: #333;
}

.form-field input:focus,
.form-field select:focus {
    outline: none;
    border-color: var(--dannyboy-blue);
    background: #fafafa;
}

.form-field input::placeholder {
    color: #999;
}

.form-field select {
    cursor: pointer;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23666' stroke='none'%3e%3cpath d='M7 10l5 5 5-5z'/%3e%3c/svg%3e");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 1rem;
    padding-right: 3rem;
}

/* Checkbox Labels */
.checkbox-label {
    display: flex;
    align-items: center;
    gap: 10px;
    cursor: pointer;
    font-size: 0.95rem;
    color: #333;
}

.checkbox-label input[type="checkbox"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

/* Helper Text */
.helper-text {
    font-size: 0.85rem;
    color: #999;
    margin-top: 5px;
}

/* Error Text */
.error-text {
    font-size: 0.85rem;
    color: #d32f2f;
    margin-top: 5px;
}

/* Nested Cards (Loans/Credit Cards) */
.nested-card {
    background: #f8f9fa;
    border: 1px solid #e0e0e0;
    border-radius: 10px;
    padding: 20px;
    margin-bottom: 15px;
}

.nested-card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.nested-card-header h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #1a1a1a;
    margin: 0;
}

.btn-remove {
    background: transparent;
    color: #d32f2f;
    border: none;
    padding: 5px 10px;
    cursor: pointer;
    font-size: 0.9rem;
    transition: opacity 0.3s ease;
}

.btn-remove:hover {
    opacity: 0.7;
}

.btn-add {
    background: transparent;
    color: var(--dannyboy-blue);
    border: 2px dashed var(--dannyboy-blue);
    padding: 12px 24px;
    border-radius: 8px;
    cursor: pointer;
    font-size: 0.95rem;
    font-weight: 500;
    transition: all 0.3s ease;
    width: 100%;
    margin-top: 10px;
}

.btn-add:hover {
    background: rgba(16, 157, 255, 0.05);
}

/* Form Navigation */
.form-navigation {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    margin-top: 40px;
}

.btn-back {
    background: white;
    color: #666;
    border: 2px solid #e0e0e0;
    padding: 14px 40px;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.btn-back:hover {
    border-color: #c0c0c0;
    background: #f8f9fa;
}

.btn-continue,
.btn-submit {
    background-color: var(--um-gold);
    color: white;
    padding: 14px 60px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-transform: none;
    flex: 1;
}

.btn-continue:hover:not(:disabled),
.btn-submit:hover:not(:disabled) {
    background-color: #a17e5a;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

.btn-continue:disabled,
.btn-submit:disabled {
    background-color: #ccc;
    cursor: not-allowed;
    transform: none;
}

/* Success View */
.success-view {
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 60vh;
}

.success-card {
    background: white;
    border-radius: 20px;
    padding: 60px 50px;
    text-align: center;
    max-width: 700px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.success-icon {
    width: 200px;
    height: 200px;
    margin: 0 auto 40px;
}

.success-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.success-title {
    font-size: 2.5rem;
    font-weight: 300;
    margin-bottom: 25px;
    color: #1a1a1a;
}

.success-title strong {
    font-weight: 600;
}

.success-message {
    font-size: 1.1rem;
    line-height: 1.7;
    color: #555;
    margin-bottom: 15px;
}

.success-submessage {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 40px;
}

.contact-options {
    display: flex;
    justify-content: center;
    gap: 30px;
    flex-wrap: wrap;
}

.contact-link {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    color: #666;
    transition: color 0.3s ease;
    font-size: 0.95rem;
}

.contact-link:hover {
    color: var(--um-gold);
}

.contact-icon {
    font-size: 1.5rem;
}

/* Responsive Design */
@media (max-width: 768px) {
    .aip-form-page {
        padding: 100px 15px 60px;
    }
    
    .aip-form-container {
        max-width: 100%;
    }
    
    .aip-form-header h1 {
        font-size: 1.5rem;
        margin-bottom: 30px;
    }
    
    .progress-steps {
        gap: 0;
    }
    
    .step-number {
        width: 35px;
        height: 35px;
        font-size: 0.9rem;
    }
    
    .step-label {
        font-size: 0.75rem;
    }
    
    .progress-line {
        width: 5px;
        margin-left: -30px;
    }
    
    .form-section-card {
        padding: 25px 20px;
        border-radius: 10px;
    }
    
    .section-title {
        font-size: 1.1rem;
    }
    
    .radio-group-multi,
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .radio-option {
        padding: 12px 15px;
    }
    
    .radio-label {
        font-size: 0.95rem;
    }
    
    .form-navigation {
        flex-direction: column;
    }
    
    .btn-back,
    .btn-continue,
    .btn-submit {
        width: 100%;
        padding: 14px 30px;
    }
    
    .success-card {
        padding: 40px 25px;
    }
    
    .success-icon {
        width: 150px;
        height: 150px;
        margin-bottom: 30px;
    }
    
    .success-title {
        font-size: 1.8rem;
    }
    
    .success-message {
        font-size: 1rem;
    }
    
    .contact-options {
        flex-direction: column;
        gap: 20px;
    }
}

/* ===================================
   FOOTER STYLES
   =================================== */

.site-footer {
    background-color: #1a1a1a;
    color: white;
    padding: 80px 0 40px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Footer Content Grid */
.footer-content {
    display: grid;
    grid-template-columns: 200px 1fr auto;
    gap: 60px;
    margin-bottom: 60px;
    align-items: start;
}

/* Footer Logo */
.footer-logo-img {
    width: 150px;
    height: auto;
}

/* Footer Columns */
.footer-columns {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.footer-column h3,
.footer-heading {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 20px;
    color: white;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--um-gold);
}

/* Newsletter Section */
.footer-newsletter {
    text-align: right;
}

.newsletter-content {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 20px;
}

/* Social Icons */
.social-icons {
    display: flex;
    gap: 15px;
}

.social-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    color: white;
    transition: all 0.3s ease;
    text-decoration: none;
}

.social-icon:hover {
    background-color: var(--um-gold);
    transform: translateY(-3px);
}

.social-icon i {
    font-size: 18px;
}

/* Newsletter Text */
.newsletter-text {
    text-align: right;
}

.newsletter-heading {
    font-size: 1.1rem;
    line-height: 1.4;
    margin: 0;
    font-weight: 300;
}

/* Newsletter Button */
.newsletter-button .btn-secondary {
    display: inline-block;
    background-color: var(--um-gold);
    color: white;
    padding: 12px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.newsletter-button .btn-secondary:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}

/* Contact Section */
.footer-contact {
    padding: 40px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.contact-heading {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 2px;
    margin-bottom: 20px;
    color: white;
}

.contact-items {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
}

.contact-item {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
    display: flex;
    align-items: center;
    gap: 8px;
}

.contact-item i {
    font-size: 14px;
    color: var(--um-gold);
}

.contact-item:hover {
    color: var(--um-gold);
}

/* Footer Bottom */
.footer-bottom {
    text-align: center;
    padding: 30px 0 20px;
}

.footer-bottom p {
    margin: 0;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
}

/* Legal Text */
.footer-legal {
    text-align: center;
    padding: 0 20px;
    max-width: 1000px;
    margin: 0 auto;
}

.footer-legal p {
    font-size: 0.75rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 15px;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .footer-logo {
        text-align: center;
    }
    
    .footer-columns {
        grid-template-columns: repeat(3, 1fr);
    }
    
    .footer-newsletter {
        text-align: center;
    }
    
    .newsletter-content {
        align-items: center;
    }
    
    .newsletter-text {
        text-align: center;
    }
}

@media (max-width: 768px) {
    .site-footer {
        padding: 60px 20px 30px;
    }
    
    .footer-columns {
        grid-template-columns: 1fr;
        gap: 30px;
        text-align: center;
    }
    
    .footer-column h3 {
        margin-bottom: 15px;
    }
    
    .contact-items {
        flex-direction: column;
        gap: 20px;
    }
    
    .social-icons {
        justify-content: center;
    }
    
    .footer-legal p {
        font-size: 0.7rem;
    }
}

/* Hamburger menu animation for mobile */
.menu-toggle {
    position: relative;
    z-index: 1001;
}

.menu-toggle.active .menu-toggle-icon:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.menu-toggle.active .menu-toggle-icon:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active .menu-toggle-icon:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
}

/* Mobile menu improvements */
@media (max-width: 768px) {
    #primary-menu.toggled {
        display: flex;
        animation: slideDown 0.3s ease-out;
    }
    
    @keyframes slideDown {
        from {
            opacity: 0;
            transform: translateY(-10px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }
    
    /* Make menu full width and styled nicely */
    #primary-menu {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background-color: rgba(0, 0, 0, 0.98);
        flex-direction: column;
        padding: 2rem;
        gap: 0;
        box-shadow: 0 5px 20px rgba(0, 0, 0, 0.3);
    }
    
    #primary-menu li {
        width: 100%;
        text-align: center;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    }
    
    #primary-menu li:last-child {
        border-bottom: none;
    }
    
    #primary-menu a {
        display: block;
        padding: 15px 20px;
        font-size: 1.1rem;
    }
}

/* ===================================
   V3 CSS ADDITIONS
   Add this to the end of style.css
   =================================== */


/* ===================================
   FIX: Calculator Tooltip Clipping & Styling
   =================================== */

/* Override the overflow:hidden on calculator containers */
.calculator-container,
.calculator-container.calculator-embed,
.calculator-embed {
    overflow: visible !important;
}

.calculator-content-wrapper,
.calculator-forms,
.calculator-form,
.mortgage-calculator-form,
.form-group {
    overflow: visible !important;
}


/* Boost tooltip z-index significantly */
.info-tooltip::after,
.info-tooltip::before {
    z-index: 9999 !important;
}

.run-the-numbers-section .info-tooltip::after,
.calculator-embed .info-tooltip::after {
    z-index: 9999 !important;
    width: 200px;
    white-space: normal;
}

.run-the-numbers-section .info-tooltip::before,
.calculator-embed .info-tooltip::before {
    z-index: 9999 !important;
}


/* ===================================
   FIX: Partner Grid Layout (7 logos)
   Row 1: 4 logos | Row 2: 3 logos centred
   =================================== */

/* Replace the existing .partnership-grid styles with this */
.partnership-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 3rem 4rem;
    position: relative;
    max-width: 1000px;
    margin: 0 auto;
}

.partnership-grid a {
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s;
    /* Set consistent size for logo containers */
    width: 180px;
    height: 80px;
}

.partnership-grid a:hover {
    transform: scale(1.05);
}

/* Constrain all partner logos including oversized SVGs */
.partnership-grid img {
    max-width: 100%;
    max-height: 100%;
    width: auto;
    height: auto;
    object-fit: contain;
    transition: filter 0.2s;
}

.partnership-grid a:hover img {
    filter: grayscale(10%);
}

/* Responsive: Stack on mobile */
@media (max-width: 768px) {
    .partnership-grid {
        gap: 2rem;
    }
    
    .partnership-grid a {
        width: 140px;
        height: 60px;
    }
}


/* ===================================
   RUN THE NUMBERS - HOMEPAGE CALCULATOR EMBED
   =================================== */

/* Section Container */
.run-the-numbers-section {
    /*background-image: url('assets/calculator-hero.png');*/
    background-color: #f5f5f5;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    padding: 80px 0;
}

.run-the-numbers-section .section-heading {
    font-size: 3rem;
    font-weight: 300;
    color: var(--um-gold);
    text-align: center;
    margin-bottom: 1rem;
}

.run-the-numbers-section .section-heading .bold-text {
    font-weight: 700;
}

.run-the-numbers-section .section-subheading {
    font-size: 1.2rem;
    color: var(--um-gold);
    text-align: center;
    margin-bottom: 50px;
    font-weight: 300;
}

/* Calculator Embed Container */
.calculator-embed {
    max-width: 1000px;
    margin: 0 auto;
    border-radius: 15px;
    overflow: hidden;
}

/* More Calculators Link */
.calculator-more-link {
    text-align: center;
    margin-top: 25px;
}

.calculator-more-link a {
    color: grey;
    text-decoration: none;
    font-size: 2rem;
    font-weight: 600;
    transition: color 0.3s ease;
}

.calculator-more-link a:hover {
    color: var(--dannyboy-blue);
    text-decoration: underline;
}

/* Desktop/Mobile Toggle */
.calculator-embed-desktop {
    display: block;
}

.calculator-embed-mobile {
    display: none;
}

/* Mobile CTA Card */
.calculator-cta-card {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 20px;
    padding: 40px 30px;
    text-align: center;
    max-width: 400px;
    margin: 0 auto;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
}

.cta-card-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 25px;
}

.cta-card-icon img {
    width: 100%;
    height: auto;
}

.calculator-cta-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 15px;
}

.calculator-cta-card p {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 25px;
}

.calculator-cta-card .btn-secondary {
    display: inline-block;
    padding: 14px 35px;
}

/* Responsive: Show mobile CTA, hide desktop calculator */
@media (max-width: 768px) {
    .calculator-embed-desktop {
        display: none;
    }
    
    .calculator-embed-mobile {
        display: block;
    }
    
    .run-the-numbers-section {
        padding: 60px 20px;
    }
    
    .run-the-numbers-section .section-heading {
        font-size: 2rem;
    }
    
    .run-the-numbers-section .section-subheading {
        font-size: 1rem;
        margin-bottom: 40px;
    }
}

/* Tablet: Adjust calculator layout */
@media (max-width: 1024px) and (min-width: 769px) {
    .calculator-embed .calculator-content-wrapper {
        grid-template-columns: 1fr;
    }
    
    .calculator-embed .calculator-results {
        border-left: none;
        border-top: 1px solid #e0e0e0;
    }
}

/* White background for results panel (matches homepage) */
.calculator-results {
    background: white;
}

/* Remove the grey inner content background since outer is now white */
.results-content {
    background: transparent;
    padding: 20px 30px;
}

/* Remove double borders on result items */
.result-item {
    border-bottom: none;
    padding: 10px 0;
}

.result-item.total {
    border-top: none;
    padding-top: 10px;
    margin-top: 0;
}

/* Single subtle divider above CTA only */
.results-cta {
    margin-top: 20px;
    padding-top: 20px;
    border-top: 1px solid #eee;
}

/* Header Icon Fixes - Force proper sizing and alignment */
.header-top .contact-link {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 0.5rem;
}

.header-top .contact-icon {
    width: 16px !important;
    height: 16px !important;
    min-width: 16px;
    min-height: 16px;
    display: block !important;
    flex-shrink: 0;
}

.header-top .contact-link span {
    display: inline-block;
    line-height: 1;
}

/* Header Icon Fixes - Force proper sizing and alignment */
.header-top .contact-link,
.header-actions a {
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    gap: 0.5rem !important;
    text-decoration: none !important;
}

.header-top .contact-icon,
.header-actions .contact-icon {
    width: 16px !important;
    height: 16px !important;
    min-width: 16px !important;
    min-height: 16px !important;
    display: block !important;
    flex-shrink: 0 !important;
}

.header-top .contact-link span,
.header-actions a span {
    display: inline-block !important;
    line-height: 1 !important;
}

/* ===================================
   AIP OVERVIEW PAGE - UPDATED VERSION
   =================================== */

/* Time Badge */
.time-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(16, 157, 255, 0.15);
    border: 1px solid rgba(16, 157, 255, 0.3);
    color: var(--dannyboy-blue);
    padding: 8px 20px;
    border-radius: 25px;
    font-size: 0.85rem;
    font-weight: 500;
    margin-bottom: 30px;
}

.time-badge svg {
    flex-shrink: 0;
}

/* Hero Title & Description Updates */
.aip-hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 1.5rem;
    margin-top: 10rem;
    line-height: 1.2;
}

.aip-hero-description {
    font-size: 1.15rem;
    line-height: 1.8;
    margin-bottom: 0.5rem;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.95);
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
}

/* Benefits Inline - Horizontal Scroll on Mobile */
.aip-benefits-inline {
    display: flex;
    gap: 30px;
    margin-bottom: 40px;
    justify-content: center;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.aip-benefit-inline {
    text-align: center;
    flex: 0 0 250px;
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(10px);
    padding: 30px 20px;
    border-radius: 15px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.benefit-icon-inline {
    width: 60px;
    height: 60px;
    margin: 0 auto 20px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon-inline img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1);
}

.aip-benefit-inline h3 {
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: white;
    line-height: 1.3;
}

.aip-benefit-inline p {
    font-size: 0.9rem;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
    margin: 0;
}

/* CTA Section */
.aip-cta-section {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 20px;
}

/* Credit Score Badge */
.credit-score-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(76, 175, 80, 0.15);
    border: 1px solid rgba(76, 175, 80, 0.3);
    color: #4CAF50;
    padding: 10px 24px;
    border-radius: 25px;
    font-size: 0.95rem;
    font-weight: 500;
}

.credit-score-badge svg {
    flex-shrink: 0;
}

/* Start Now Button */
.btn-aip-start {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 16px 80px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    font-size: 1.05rem;
    transition: all 0.3s ease;
    display: inline-block;
    text-transform: none;
    letter-spacing: 0.3px;
}

.btn-aip-start:hover {
    background-color: #0d7dd4;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(16, 157, 255, 0.4);
}

/* Terms Text */
.terms-text {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
    margin: 0;
}

.terms-text a {
    color: rgba(182, 182, 182, 0.9);
    text-decoration: underline;
    transition: color 0.3s ease;
}

.terms-text a:hover {
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .aip-hero-title {
        font-size: 2.5rem;
    }
    
    .aip-benefits-inline {
        gap: 20px;
    }
    
    .aip-benefit-inline {
        flex: 0 0 220px;
        padding: 25px 15px;
    }
}

@media (max-width: 768px) {
    .aip-overview-hero {
        min-height: 100vh;
        padding: 120px 20px 40px;
    }
    
    .time-badge {
        font-size: 0.8rem;
        padding: 6px 16px;
        margin-bottom: 20px;
    }
    
    .aip-hero-title {
        font-size: 2rem;
        margin-bottom: 1rem;
    }
    
    .aip-hero-description {
        font-size: 1rem;
        margin-bottom: 2rem;
    }
    
    /* Horizontal Scroll for Benefits */
    .aip-benefits-inline {
        overflow-x: auto;
        overflow-y: hidden;
        justify-content: flex-start;
        padding: 0 20px 15px 20px;
        margin-left: -20px;
        margin-right: -20px;
        margin-bottom: 30px;
        scroll-snap-type: x mandatory;
        -webkit-overflow-scrolling: touch;
    }
    
    .aip-benefit-inline {
        flex: 0 0 220px;
        scroll-snap-align: start;
    }
    
    /* Hide scrollbar but keep functionality */
    .aip-benefits-inline::-webkit-scrollbar {
        display: none;
    }
    
    .aip-benefits-inline {
        -ms-overflow-style: none;
        scrollbar-width: none;
    }
    
    .credit-score-badge {
        font-size: 0.85rem;
        padding: 8px 20px;
    }
    
    .btn-aip-start {
        width: 100%;
        max-width: 300px;
        padding: 14px 40px;
        font-size: 1rem;
    }
    
    .terms-text {
        font-size: 0.8rem;
        padding: 0 20px;
        text-align: center;
    }
}

/* Remove old "Why AIP" section styles if you want to clean up */
/* The .why-aip-section and related styles can now be removed from your CSS */



/* Trustpilot Widget */
.trustpilot-widget {
    display: inline-block;
    margin: 20px 0;
}

.trustpilot-image {
    height: 35px;
    width: auto;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.trustpilot-widget a:hover .trustpilot-image {
    transform: translateY(-3px);
    opacity: 0.9;
}

/* Bark Widget */
.bark-widget {
    display: inline-block;
    margin: 10px 0;
}

.bark-image {
    height: 35px;
    width: auto;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.bark-widget a:hover .bark-image {
    transform: translateY(-3px);
    opacity: 0.9;
}

/* If you want them side by side */
.review-widgets-container {
    display: flex;
    gap: 30px;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: -100px;
    margin-top: 100px;
}

/*
Theme Name: UnitedMortgagesTheme
Author: Dannyboy
Description: United Mortgages website
Version: 2.1
*/
:root {
    --dannyboy-blue: #109dff;
	--um-gold: #bba177;
}

/* Global Resets */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Hero Section Styles */
.hero-section {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/hero-v2.png');
    background-size: cover;
    background-position: 15% 30%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.4); /* Dark overlay for text readability */
}

.hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
    padding: 0rem; /* changed from 2 on 6feb-2026 as part of updating hero context for optimisation so text fits nicer*/
}

.hero-title {
    font-size: 3rem;
    font-weight: 200;
    margin-bottom: 1.5rem;
    line-height: 1.2;
    margin-top: 5rem;
}

.hero-title .highlight {
    font-weight: 800;
    vertical-align: -2px; /* Fixes vertical alignment issue with bolded text*/
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: 4rem;
}

.container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
}

/* Button Container */
.button-group {
    position: relative;
    z-index: 1;
    display: flex;
    gap: 20px;
    justify-content: center;
    margin-top: -3rem;
}

/* Base Button Styles */
.btn-callback {
    position: relative;
    z-index: 1;
    padding: 15px 20px; 
    border: 2px solid white;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    flex: 1;
    max-width: 250px;
    display: inline-flex;           
    align-items: center;            
    justify-content: center;        
    text-decoration: none;          /* For links */
}

/* Transparent Button (left) */
.btn-transparent {
    background-color: transparent;
    color: white;
}

.btn-transparent:hover {
    background-color: rgba(255, 255, 255, 0.1);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Blue Filled Button (right) */
.btn-primary {
    background-color: var(--dannyboy-blue);
    color: white;
    border-color: var(--dannyboy-blue);
}

.btn-primary:hover {
    background-color: #0d7dd4;
    border-color: #0d7dd4;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(16, 157, 255, 0.4);
}

/* Simpler Section */
.features-section {
    padding: 4rem 0;
    position: relative;
    z-index:2;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(4, 2fr); /* Force 2 columns */
    gap: 4rem;
    position: relative;
    z-index: 2;
}

.feature-card {
    background-color: rgba(0, 0, 0, 0.3);
    padding: 2.5rem 1.5rem;
    text-align: center;
    border-radius: 27px;
    transition: transform 0.3s ease, background-color 0.3s ease;
    color: white;
    /*backdrop-filter: blur(5px); /* Optional: adds a blur effect behind the card */
    min-height: 100px; /* Ensures consistent height */
    display: flex;
    flex-direction: column;
    justify-content: space-between;

}

.feature-card:hover {
    transform: translateY(-5px);
    background-color: rgba(0, 0, 0, 0.7);
}

.feature-icon {
    width: 30px;
    height: 30px;
    margin: 0 auto 0rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.feature-icon img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1); /* Make icons white */
    margin-top: 2rem;
    margin-bottom: 4rem;
}

.feature-card h3 {
    font-size: 1rem;
    font-weight: 5000;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    text-transform: uppercase;
}

.feature-card p {
    font-size: 0.95rem;
    line-height: 1.5;
    font-weight: 200;
    margin-bottom: 3rem;
    color: rgba(255, 255, 255, 0.9);
}

.feature-link {
    color: var(--dannyboy-blue);
    text-decoration: none;
    font-size: 0.9rem;
    transition: opacity 0.3s ease;
}

.feature-link:hover {
    opacity: 0.8;
    text-decoration: underline;
    color:var(--um-gold);
}

/* Responsive Design */
@media (max-width: 768px) {
    .hero-section {
        background-attachment: scroll; /* Changed from fixed - better mobile performance */
        background-position: 67%;
        min-height: 100vh;
    }
    
    .hero-title {
        font-size: 2.5rem;
        margin-top: 0rem;
    }
    
    .hero-subtitle {
        font-size: 1.1rem;
        margin-bottom: 4rem; /* Reduced from 4rem */
    }
    
    .features-section {
        margin-top: 0; /* Remove negative margin on mobile */
        padding: 2rem 0;
    }
}

/* Header Styles */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background-color: transparent;
    transition: all 0.3s ease; /* Smooth transition for all properties */
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Scrolled state */
.site-header.scrolled {
    background-color: rgba(26, 26, 26, 0.95); /* Dark background with slight transparency */
    backdrop-filter: blur(10px); /* Blur effect for modern browsers */
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1); /* Subtle shadow */
}

/* Make header slightly smaller when scrolled */
.site-header.scrolled .main-navigation {
    padding: 15px 0; /* Reduced from 20px */
}

/* Header Top Bar */
.header-top {
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding: 10px 0;
    font-size: 0.9rem;
}

.header-top .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.contact-info {
    display: flex;
    gap: 2rem;
}

.contact-link {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: color 0.3s ease;
}

.contact-link:hover {
    color: white;
}

.contact-icon {
    width: 1em; /* Makes icon same height as text */
    height: 1em;
    display: inline-block;
    vertical-align: middle;
}

.dashicons {
    font-size: 16px;
    width: 16px;
    height: 16px;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 1.5rem;
}

.chat-now-link {
    color: white;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: opacity 0.3s ease;
}

.chat-now-link:hover {
    opacity: 0.8;
}

.btn-primary {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 8px 20px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 500;
    transition: background-color 0.3s ease;
}

.btn-primary:hover {
    background-color:var(--um-gold);
}

/* Main Navigation */
.main-navigation {
    padding: 20px 0;
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.site-branding {
    flex-shrink: 0;
}

/* Site Logo */
.site-logo {
    height: 80px; /* Adjust height as needed */
    width: auto;
    display: block;
    transition: height 0.5s ease;
}

/* Logo size when scrolled */
.site-header.scrolled .site-logo {
    height: 45px; /* Smaller when scrolled */
}

/* Navigation Menu */
.nav-menu-wrapper {
    display: flex;
    align-items: center;
    gap: 2rem;
    flex-grow: 1;
    justify-content: flex-end;
}

#primary-menu {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 2rem;
    align-items: center;
}

#primary-menu li {
    margin: 0;
    padding: 0;
}

#primary-menu a {
    color: white;
    text-decoration: none;
    font-weight: 400;
    font-size: 0.95rem;
    transition: opacity 0.3s ease;
    position: relative;
    padding: 5px 0;
}

#primary-menu a:hover {
    opacity: 0.8;
}

/* Mobile Menu Toggle */
.menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 10px;
    flex-direction: column;
    gap: 4px;
}

.menu-toggle-icon {
    width: 25px;
    height: 2px;
    background-color: white;
    transition: all 0.3s ease;
}

/* Adjust main content for fixed header */
body {
    padding-top: 0; /* Changed from 120px to 0 */
}

/* Responsive Design */
@media (max-width: 1024px) {
    .header-top {
        display: none; /* Hide top bar on tablets */
    }
}

@media (max-width: 768px) {
    .unique-section {
        display: none;
    }
} /* Hide unique section on mobile*/

@media (max-width: 768px) {
    .menu-toggle {
        display: flex;
    }
    
    #primary-menu {
        display: none; /* Will need JavaScript to toggle */
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background-color: rgba(0, 0, 0, 0.95);
        flex-direction: column;
        padding: 2rem;
    }
    
    #primary-menu.toggled {
        display: flex;
    }
}

/* Page Two - Think Differently Section */
.think-different {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/think-different.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.think-different-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.4);
}

.think-different-header {
    position: relative;
    z-index: 1;
    font-size: 3rem;
    font-weight: 130;
    color: white;
    text-align: center;
    margin-bottom: 3rem;
}

/* Process Grid */
.process-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    max-width: 1000px;
    margin-left: auto;
    margin-right: auto;
}

/* Process Card - Horizontal Layout */
.process-card {
    background: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    padding: 50px 40px 50px 60px;  /* Increased LEFT padding from 40px to 60px */
    display: flex;
    align-items: center;
    gap: 30px;
    transition: all 0.3s ease;
    border: 1px solid rgba(193, 193, 193, 0.1);
    min-height: 180px;
}

.process-card:hover {
    transform: translateY(-5px);
    background: rgba(0, 0, 0, 0.7);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

/* Process Icon - Black box with white icon on LEFT */
.process-icon {
    flex-shrink: 0;
    width: 150px;  
    height: 150px; 
    background: rgba(0, 0, 0, 0.9);  /* Darker background */
    border-radius: 30px; 
    display: flex;
    align-items: center;
    justify-content: center;
    margin-left:30px;
}

.process-icon img {
    width: 50px;
    height: 50px;
}

/* Process Content - Text on RIGHT, stacked vertically */
.process-content {
    flex: 1;
    text-align: left;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

/* Process Text */
.process-title {
    font-size: 1.4rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: white;
}

.process-description {
    font-size: 1rem;  /* Slightly larger */
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
    margin: 0;
}

/* Responsive */
@media (max-width: 768px) {
    .process-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
}    
    .mortgage-types-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        padding: 0; /* Ensure no extra padding */
    }
    
    .mortgage-type-card {
        min-height: auto;
        margin: 0; /* Remove any margins causing shift */
    }


/* Mortgage Types Grid */
.mortgage-types-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.mortgage-type-card {
    background: white;
    padding: 2.5rem 2rem;
    text-align: center;
    border-radius: 8px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    min-height: 380px;
}

.mortgage-type-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}

.card-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.card-icon img {
    max-width: 100%;
    height: auto;
}

.mortgage-type-card h3 {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    color: #1a1a1a;
}

.mortgage-type-card p {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 2rem;
    flex-grow: 1;
}

/* Secondary Button Style */
.btn-secondary {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 24px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.5px;
    transition: background-color 0.3s ease, transform 0.2s ease;
    display: inline-block;
}

.btn-secondary:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}



/* Responsive Design */
@media (max-width: 1200px) {
    .mortgage-types-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }
}


@media (max-width: 768px) {
    /* Better container handling */
    .container {
        padding: 0 20px; /* Consistent padding */
    }
    
    /* Fix features grid */
    .features-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        padding: 0 10px; /* Prevent edge overflow */
    }
    
    .feature-card {
        padding: 2rem 1.5rem;
    }
    
    /* Improve hero content spacing */
    .hero-content {
        padding: 1rem;
        margin-top: 0;
    }
} /* General fixes */

@media (max-width: 768px) {
    .page-two {
        padding: 60px 0;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .mortgage-types-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .mortgage-type-card {
        min-height: auto;
    }
}

/* Unique Quote Section */
.unique-section {
    background-color: rgb(4,5,4);
    padding: 30px 0;
    overflow: hidden;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    font-weight: 10;
}

.quote-wrapper {
    display: grid;
    grid-template-columns: 40% 60%;
    align-items: center;
    min-height: 600px;
}

/* Quote Image */
.quote-image {
    position: relative;
    height: 100%;
    min-height: 680px;
	margin-bottom: -100px;
}

.quote-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top;
}

/* Quote Content */
.quote-content {
    padding: 80px;
    color: white;
	text-align: right;
	display: flex;
    align-items: center; /* Center content vertically */
}

blockquote {
    margin: 0;
    padding: 0;
    border: none;
}

.quote-text {
    font-size: 2.5rem;
    font-weight: 300;
    line-height: 1.4;
    letter-spacing: -0.02em;
	margin-bottom: 1rem;
}

.highlight-unique {
    font-weight: 700;
}

/* Quote Attribution */
.quote-attribution {
  	display: inline-block;
    position: relative;
    padding-bottom: 0.5rem;
	background-color: rgb(4,5,4);
}

.quote-name {
    font-weight: 600;
	font-size: 1.1rem;
	color: var(--um-gold);
}

.quote-title {
    font-weight: 300;
    color: var(--um-gold);
	font-size: 1.0rem;
}


/* Responsive Design */
@media (max-width: 1024px) {
    .quote-wrapper {
        grid-template-columns: 1fr;
    }
    
    .quote-image {
        min-height: 300px;
        max-height: 400px;
    }
    
    .quote-content {
        padding: 40px;
    }
    
    .quote-text {
        font-size: 1.5rem;
    }
}

@media (max-width: 768px) {
    .quote-content {
        padding: 30px 20px;
    }
    
    .quote-text {
        font-size: 1.25rem;
    }
    
    .quote-text::before,
    .quote-text::after {
        font-size: 2rem;
    }
}

/* United Mortgages Way Section */
.united-way-section {
    position: relative;
    padding: 150px 0;
    background-image: url('assets/um-way.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.united-way-section .overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to right, rgba(0, 0, 0, 0.8), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.section-content {
    position: relative;
    z-index: 2;
}

.way-title {
    font-size: 3rem;
    font-weight: 300;
    text-align: center;
    margin-bottom: 1rem;
}

.way-title .brand-highlight {
    font-weight: 700;
}

.way-title sup {
    font-size: 1rem;
    top: -1em;
}

.way-subtitle {
    font-size: 1.2rem;
    text-align: center;
    font-weight: 300;
    margin-bottom: 60px;
    color: rgba(255, 255, 255, 0.9);
}

/* Process Steps */
.process-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 2rem;
    position: relative;
}

/* Connecting line between steps */
.process-steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 10%;
    right: 10%;
    height: 2px;
    background: rgba(255, 255, 255, 0.3);
    z-index: 0;
}

.process-step {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid rgba(255, 255, 255, 0.3);
    position: relative;
    backdrop-filter: blur(5px);
}

.step-icon img {
    width: 40px;
    height: 40px;
    filter: brightness(0) invert(1);
}

/* Number indicators for each step */
.process-step:nth-child(1) .step-icon::after { content: '1'; }
.process-step:nth-child(2) .step-icon::after { content: '2'; }
.process-step:nth-child(3) .step-icon::after { content: '3'; }
.process-step:nth-child(4) .step-icon::after { content: '4'; }
.process-step:nth-child(5) .step-icon::after { content: '5'; }

.step-icon::after {
    position: absolute;
    bottom: -10px;
    right: -10px;
    width: 30px;
    height: 30px;
    background: #b8956f;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.9rem;
}

.process-step h3 {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 0.75rem;
    text-transform: uppercase;
}

.process-step p {
    font-size: 0.9rem;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .process-steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 3rem;
    }
    
    .process-steps::before {
        display: none;
    }
}

@media (max-width: 768px) {
    .united-way-section {
        padding: 60px 0;
    }
    
    .way-title {
        font-size: 2rem;
    }
    
    .way-subtitle {
        font-size: 1rem;
        margin-bottom: 40px;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .step-icon {
        width: 70px;
        height: 70px;
    }
}

/* US Property Section */
.us-property-section {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/us-bespoke.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    color: white;
    overflow: hidden;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.partnership-section {
    position: relative;
    min-height: 400px;
    background-color: black;
    align-items: center;
    justify-content: center;
    display: flex;
}

.partnership-grid {
    display: grid;
    grid-template-columns: repeat(4,2fr); /* Force 3 columns */
    gap: 2rem;
    position: relative;
}

.partnership-grid a {
    display: block;
    transition: transform 0.2s;
}

.partnership-grid a:hover {
    transform: scale(1.05);
}

.partnership-grid img {
    transition: filter 0.2s;
}

.partnership-grid a:hover img {
    filter: grayscale(10%);
}

/* Dark overlay for text readability */
.property-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to bottom, rgba(0, 0, 0, 0.4), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.property-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
    padding: 2rem;
}

.property-title {
    font-size: 3.5rem;
    font-weight: 300;
    line-height: 1.2;
    margin-bottom: 2rem;
    letter-spacing: -0.02em;
}

.property-title .bold-text {
    font-weight: 700;
}

.property-description {
    font-size: 1.25rem;
    line-height: 1.8;
    margin-bottom: 3rem;
    font-weight: 300;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.property-description strong {
    font-weight: 600;
}

/* Explore Button */
.btn-explore {
    display: inline-block;
    background-color: #b8956f;
    color: white;
    padding: 18px 40px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    letter-spacing: 1px;
    transition: all 0.3s ease;
    margin-bottom: 4rem;
}

.btn-explore:hover {
    background-color: #a17e5a;
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

/* Partnership Info */
.partnership-info {
    margin-top: 4rem;
}

.partnership-info p {
    font-size: 0.9rem;
    margin-bottom: 1rem;
    opacity: 0.8;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.partner-logo {
    height: 50px;
    width: auto;
    filter: brightness(0) invert(1); /* Makes logo white */
    opacity: 0.9;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .property-title {
        font-size: 2.5rem;
    }
    
    .property-description {
        font-size: 1.1rem;
    }
}

@media (max-width: 768px) {
    .us-property-section {
        min-height: 80vh;
    }
    
    .property-title {
        font-size: 2rem;
    }
    
    .property-description {
        font-size: 1rem;
        margin-bottom: 2rem;
    }
    
    .btn-explore {
        padding: 15px 30px;
        font-size: 0.85rem;
    }
    
    .us-property-section::after {
        width: 50px;
        height: 50px;
        bottom: 20px;
        right: 20px;
        font-size: 1rem;
    }
}

/* Team Contact Section */
.team-contact-section {
    background-color: #f5f5f5;
    padding: 50px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.team-contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

/* Team Info Side */
.team-info {
    padding-right: 40px;
    padding-top:40px;
    margin-top: 100px;
}

.team-avatars {
    display: flex;
    justify-content: center;
    gap: 15px;
    margin-bottom: 30px;
}

.team-avatar {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid white;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.team-title {
    font-size: 3rem;
    font-weight: 300;
    margin-bottom: 30px;
	margin-top: 20px;
}

.team-title .bold-text {
    font-weight: 700;
}

.team-description {
    font-size: 1.1rem;
    line-height: 1.7;
    color: #666;
    margin-bottom: 30px;
}

.inline-link {
    color: #00a8e8;
    text-decoration: underline;
}

.inline-link:hover {
    text-decoration: none;
}

.trustpilot-widget {
    margin-top: 30px;
}

.trustpilot-stars {
    height: 30px;
    width: auto;
}

/* Contact Form */
.contact-form {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
}

.team-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    width: 100%;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 15px 20px;
    background-color: #1a1a1a;
    border: none;
    border-radius: 25px;
    color: white;
    font-size: 1rem;
    font-family: inherit;
    transition: background-color 0.3s ease;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: #999;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    background-color: #2a2a2a;
}

.form-group textarea {
    resize: vertical;
    min-height: 60px;
    border-radius: 20px;
}

/* Checkbox */
.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 10px 0;
}

.form-checkbox input[type="checkbox"] {
    margin-top: 5px;
    width: 18px;
    height: 18px;
    cursor: pointer;
}

.form-checkbox label {
    font-size: 0.9rem;
    color: #666;
    line-height: 1.5;
    cursor: pointer;
}

.privacy-link {
    color: var(--dannyboy-blue);
    text-decoration: underline;
}

.privacy-link:hover {
    text-decoration: none;
    color:var(--um-gold);
}

/* Submit Button */
.submit-btn {
    background-color: #b8956f;
    color: white;
    padding: 15px 40px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.2s ease;
    align-self: flex-start;
    margin-top: 10px;
}

.submit-btn:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}

/* Responsive Design */
@media (max-width: 1024px) {
    .team-contact-wrapper {
        grid-template-columns: 1fr;
        gap: 50px;
        margin-top: -150px;
    }
    
    .team-info {
        padding-right: 0;
        text-align: center;
        margin-bottom: -75px;
    }
    
    .team-avatars {
        justify-content: center;
    }
}

@media (max-width: 768px) {
    .team-contact-section {
        padding: 60px 0;
    }
    
    .team-title {
        font-size: 2rem;
    }
    
    .team-avatars {
        flex-wrap: wrap;
        justify-content: center;
        gap: 10px;
    }
    
    .team-avatar {
        width: 50px;
        height: 50px;
    }
    
    .contact-form {
        padding: 30px 20px;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .submit-btn {
        width: 100%;
    }
}

/* Construction Popup Styles */
.popup-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.8);
    z-index: 9999;
    animation: fadeIn 0.3s ease;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.popup-overlay.show {
    display: flex;
    align-items: center;
    justify-content: center;
}

.popup-content {
    background-color: white;
    border-radius: 10px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
    max-width: 500px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    animation: slideIn 0.3s ease;
}

.popup-header {
    background-color: #f8f9fa;
    padding: 20px;
    border-radius: 10px 10px 0 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid #dee2e6;
}

.popup-header h2 {
    margin: 0;
    font-size: 1.5rem;
    color: #1a1a1a;
}

.popup-close {
    background: none;
    border: none;
    font-size: 2rem;
    cursor: pointer;
    color: #666;
    line-height: 1;
    padding: 0;
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: color 0.3s ease;
}

.popup-close:hover {
    color: #000;
}

.popup-body {
    padding: 30px;
}

.popup-body p {
    margin-bottom: 15px;
    line-height: 1.6;
    color: #333;

}

.popup-body ul {
    list-style: none;
    padding: 0;
    margin: 20px 0;
}

.popup-body li {
    margin-bottom: 10px;
    color: #333;
}

.popup-body a {
    color: #00a8e8;
    text-decoration: none;
}

.popup-body a:hover {
    text-decoration: underline;
}

.popup-footer {
    padding: 20px;
    border-top: 1px solid #dee2e6;
    text-align: center;
}

.popup-button {
    background-color: var(--dannyboy-blue);
    color: white;
    border: none;
    padding: 12px 30px;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.2s ease;
}

.popup-button:hover {
    background-color:var(--um-gold);
    transform: translateY(-2px);
}

/* Animations */
@keyframes fadeIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}

@keyframes slideIn {
    from {
        transform: translateY(-50px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

/* Responsive */
@media (max-width: 600px) {
    .popup-content {
        width: 95%;
        margin: 10px;
    }
    
    .popup-body {
        padding: 20px;
    }
}

/* Our Story Hero Section */
.story-hero {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/our-story/story-hero-bg.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    padding: 100px 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Overlay for better text readability */
.story-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.7) 0%, rgba(0, 0, 0, 0.5) 100%);
    z-index: 1;
}

.story-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 1050px;
    margin: 0 auto;
}

/* Quote-style title */
.story-hero-title {
    font-size: 3.5rem;
    font-weight: 200;
    line-height: 1.3;
    margin-bottom: 6rem;
    letter-spacing: 0.01em;
    position: relative;
}


/* Story text */
.story-hero-text {
    max-width: 1000px;
    margin: 0 auto;
}

.story-hero-text p {
    font-size: 1.4rem;
    line-height: 1.8;
    font-weight: 300;
    margin-bottom: 2rem;
    color: rgba(255, 255, 255, 0.9);
}

.story-hero-text strong {
    font-weight: 600;
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .story-hero-title {
        font-size: 2.5rem;
    }
    
    .story-hero-title::before,
    .story-hero-title::after {
        font-size: 4rem;
    }
}

@media (max-width: 768px) {
    .story-hero {
        padding: 80px 20px;
        min-height: 80vh;
    }
    
    .story-hero-title {
        font-size: 2rem;
        margin-bottom: 2rem;
        margin-top: 5rem;
    }
    


    
    .story-hero-text p {
        font-size: 1.1rem;
    }
}
/* Founding Team Section */
.founding-team-section {
    background-color: rgb(10, 10, 10);
    padding: 50px 0;
    color: white;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.who-we-help-section {
    background-color: #f5f5f5;
}

.mortgage-services-grid.who-we-help{
    grid-template-columns: (3,2fr);
}

.section-header {
    text-align: center;
    margin-bottom: 80px;
}

.team-section-title {
    font-size: 3rem;
    font-weight: 300;
    padding-bottom: 1rem;
    padding-top: 3rem;
}

.team-section-title .bold-text {
    font-weight: 700;
}

.team-section-subtitle {
    font-size: 1.2rem;
    color: var(--um-gold);
    font-weight: 300;
}

.team-section-subtitle.strong{
    font-weight: 600;
}



/* Founders Grid */
.founders-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    max-width: 1200px;
    margin: 0 auto;
}

.founder-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

/* Image Hover Effect */
.founder-image-wrapper {
    position: relative;
    width: 100%;
    max-width: 400px; /* Increased from 300px */
    margin-bottom: 2rem;
    overflow: hidden;
    border-radius: 8px;
    aspect-ratio: 3/4; /* Maintains consistent ratio */
}

.founder-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover; /* Changed from cover to contain */
    object-position: center;
    transition: opacity 0.5s ease;
    background-color:rgb(10,10,10); 
}

.bw-image {
    z-index: 2;
}

.founder-image.color-image.sarina{ 
    transform: translateX(-1.5%)
}

.color-image {
    z-index: 1;
    opacity: 1;
}

/* Hover effect - hide B&W to reveal color */
.founder-image-wrapper:hover .bw-image {
    opacity: 0;
}

/* Founder Info */
.founder-info {
    max-width: 500px;
}

.founder-name {
    font-size: 1.3rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 0.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

/* LinkedIn icon styling */
.linkedin-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    background-color: rgb(172, 145, 102);
    color: white;
    text-decoration: none;
    border-radius: 4px;
    font-weight: 700;
    font-size: 1.1rem;
    transition: background-color 0.3s ease;
}

.linkedin-link:hover {
    background-color: #005885;
}

.founder-title {
    font-size: 1.3rem;
    color: #b8956f;
    margin-bottom: 2rem;
    font-weight: 300;
}

.founder-bio {
    text-align: justify;
}

.founder-bio p {
    font-size: 1.1rem;
    line-height: 1.8;
    margin-bottom: 1rem;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .founders-grid {
        grid-template-columns: 1fr;
        gap: 60px;
    }
    
    .founder-card {
        max-width: 600px;
        margin: 0 auto;
        margin-top: -2rem;
    }
}

/* Integrity Charter Section */
.integrity-charter {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/our-story/integrity.png');
    background-size: cover;
    background-attachment: fixed;
    display: flex;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    align-items: center;
    overflow: hidden;
}

/* Dark overlay */
.charter-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(to right, rgba(0, 0, 0, 0.8), rgba(0, 0, 0, 0.6));
    z-index: 1;
}

.charter-content {
    position: relative;
    z-index: 2;
    max-width: 600px;
    color: white;
    padding: 80px 0px;
    margin-left: -300px;
}

/* Charter Title */
.charter-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 3rem;
    line-height: 1.2;
    margin-top: -7rem;
}

.charter-title .bold-text {
    font-weight: 700;
}

/* Charter Text */
.charter-text {
    margin-bottom: 4rem;
}

.charter-intro,
.charter-purpose {
    font-size: 1.3rem;
    line-height: 1.8;
    font-weight: 300;
    margin-bottom: 2rem;
    color: rgba(255, 255, 255, 0.9);
}

.charter-intro {
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

/* Signatures */
.charter-signatures {
    display: flex;
    gap: 3rem;
    margin-top: 3rem;
}

.signature {
    height: 80px;
    width: auto;
    filter: brightness(0) invert(1); /* Makes signatures white */
    opacity: 0.9;
    transition: opacity 0.3s ease;
}

.signature:hover {
    opacity: 1;
}


/* Responsive Design */
@media (max-width: 1024px) {
    .charter-content {
        max-width: 500px;
    }
    
    .charter-title {
        font-size: 2.5rem;
    }
    
    .integrity-charter::after {
        display: none; /* Hide watermark on tablets */
    }
}

@media (max-width: 768px) {
    .integrity-charter {
        min-height: auto;
        padding: 80px 20px;
    }
    
    .charter-content {
        max-width: 100%;
        padding: 40px 0;
    }
    
    .charter-title {
        font-size: 2rem;
        margin-bottom: 2rem;
    }
    
    .charter-intro,
    .charter-purpose {
        font-size: 1rem;
    }
    
    .charter-signatures {
        gap: 2rem;
        justify-content: center;
    }
    
    .signature {
        height: 60px;
    }
}

@media (max-width: 768px) {
    .founding-team-section {
        padding: 60px 20px;
    }
    
    .team-section-title {
        font-size: 2rem;
    }
    
    .team-section-subtitle {
        font-size: 1rem;
    }
    
    .founder-image-wrapper {
        max-width: 300px; /* Smaller on mobile */
    }
    
    .founder-name {
        font-size: 1.1rem;
    }
    
    .founder-bio p {
        font-size: 0.9rem;
    }
}

/* Hero Section with Mortgage Services */
.our-mortgages-hero {
    min-height: 100vh;
    padding-bottom: 0;
}

/* Override the default hero background for Our Mortgages page */
.hero-section.our-mortgages-hero {
    background-image: url('assets/think-different.png');
}

.our-mortgages-hero .hero-content {
    margin-bottom: 100px; /* Space for the cards */
}

/* Mortgage Services Grid - Reusing existing card patterns */
.mortgage-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 4rem;
    position: relative;
    z-index: 2;
    padding-bottom: 4rem;
    margin-top: -50px; /* Overlap with hero */
}

/* Mortgage Service Cards */
.mortgage-service-card {
    background-color: rgba(0, 0, 0, 0.3);
    padding: 2.5rem 1.5rem;
    text-align: center;
    border-radius: 27px;
    transition: transform 0.3s ease, background-color 0.3s ease;
    color: white;
    backdrop-filter: blur(5px);
    min-height: 350px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.mortgage-service-card:hover {
    transform: translateY(-5px);
    background-color: rgba(0, 0, 0, 0.7);
}

/* Service Icons - Reusing feature-icon pattern */
.service-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-icon img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1);
}

/* Service Card Headings */
.mortgage-service-card h3 {
    font-size: 1.3rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    text-transform: uppercase;
}

/* Service Card Text */
.mortgage-service-card p {
    font-size: 1.2rem;
    line-height: 1.5;
    font-weight: 300;
    margin-bottom: 1rem;
    margin-top: 0.5rem;
    color: rgba(255, 255, 255, 0.9);
    flex-grow: 1;
}

/* Service Buttons - Similar to btn-secondary but adapted */
.btn-service {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 24px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.5px;
    transition: all 0.3s ease;
    display: inline-block;
    white-space: nowrap;
}

.btn-service:hover {
    background-color: var(--dannyboy-blue);
    transform: translateY(-2px);
}

/* Responsive Design */
@media (max-width: 1400px) {
    .mortgage-services-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
    }
}

@media (max-width: 1024px) {
    .mortgage-services-grid {
        grid-template-columns: repeat(2, 1fr);
        padding: 0 20px 4rem;
    }
    
    .our-mortgages-hero .hero-content {
        margin-bottom: 80px;
    }
}

@media (max-width: 768px) {
    .our-mortgages-hero {
        min-height: auto;
        padding-bottom: 2rem;
    }
    
    .mortgage-services-grid {
        grid-template-columns: 1fr;
        margin-top: 0;
        gap: 1.5rem;
    }
    
    .mortgage-service-card {
        min-height: auto;
    }
    
    .our-mortgages-hero .hero-title {
        font-size: 2.5rem;
        margin-top: 20px;
    }
    
    .our-mortgages-hero .hero-subtitle {
        font-size: 1.1rem;
        margin-bottom: -4rem;
    }
}


/* Responsive Design */
@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .first-time-buyers-hero {
        padding: 100px 20px 60px;
    }
    
    .first-time-buyers-hero .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
    
    .resources-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .benefits-section .features-grid {
        grid-template-columns: 1fr;
    }
}

/* ===================================
   REUSABLE HERO FORM LAYOUT STYLES
   =================================== */

/* Base Hero with Form Layout */
.hero-with-form {
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 120px 0 80px; /* Account for header */
}

/* Split Layout Container */
.hero-content-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    max-width: 1400px;
    margin: 0 auto;
}

/* Left side text content */
.hero-text-content {
    color: white;
}

.hero-with-form .hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 2rem;
    line-height: 1.2;
}

.hero-description {
    font-size: 1.3rem;
    line-height: 1.8;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.9);
}

/* Right side form wrapper - Glass morphism effect */
.hero-form-wrapper {
    background: rgba(255, 255, 255, 0.4); /* Darker semi-transparent background */
    backdrop-filter: blur(5px); /* Stronger blur */
    -webkit-backdrop-filter: blur(15px); /* Safari support */
    padding: 40px;
    border-radius: 15px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
}

/* Hero Contact Form Styling */
.hero-contact-form {
    background: transparent;
    padding: 0;
    box-shadow: none;
    margin-bottom: -40px;
}

/* ===================================
   HUBSPOT FORM OVERRIDES
   =================================== */

.hs-form-frame {
    width: 100%;
}

/* Style HubSpot form fields */
.hs-form-frame input[type="text"],
.hs-form-frame input[type="email"],
.hs-form-frame input[type="tel"],
.hs-form-frame textarea,
.hs-form-frame select {
    width: 100% !important;
    padding: 15px 20px !important;
    background-color: #f5f5f5 !important; /* Light grey background */
    border: none !important;
    border-radius: 25px !important;
    font-size: 1rem !important;
    margin-bottom: 15px !important;
    color: #333 !important; /* Dark text */
    font-family: inherit !important;
}

/* Placeholder text color */
.hs-form-frame input::placeholder,
.hs-form-frame textarea::placeholder {
    color: #999 !important; /* Medium grey placeholder */
}

/* Focus state */
.hs-form-frame input:focus,
.hs-form-frame textarea:focus,
.hs-form-frame select:focus {
    outline: none !important;
    background-color: #fff !important; /* White on focus */
    box-shadow: 0 0 0 2px rgba(16, 157, 255, 0.2) !important; /* Subtle blue glow */
}

/* Labels */
.hs-form-frame label {
    color: white !important;
    font-weight: 400 !important; /* Lighter weight */
    margin-bottom: 8px !important;
    display: block !important;
    font-size: 0.95rem !important;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.5) !important; /* Stronger shadow for readability */
}

/* Submit button */
.hs-form-frame input[type="submit"] {
    background-color: var(--um-gold) !important; /* Gold/tan color to match image */
    color: white !important;
    padding: 15px 40px !important;
    border: none !important;
    border-radius: 25px !important;
    font-size: 1rem !important;
    font-weight: 600 !important;
    cursor: pointer !important;
    transition: all 0.3s ease !important;
    width: auto !important;
    display: inline-block !important;
}

.hs-form-frame input[type="submit"]:hover {
    background-color: #a17e5a !important; /* Darker gold on hover */
    transform: translateY(-2px) !important;
}

/* ===================================
   PAGE-SPECIFIC BACKGROUND IMAGES
   =================================== */

/* First Time Buyers */
.hero-section.first-time-buyers-hero {
    background-image: url('assets/our-mortgages/first-buyer.png');
}

.hero-title.mortgage {
    color: rgb(255, 255, 255);
    margin-top: 100px;
    z-index: 2; /* Above the overlay to get white */
    opacity: 0.7;
}

.hero-description.mortgage {
    color: rgb(255, 255, 255);
    z-index: 2;
    opacity: 0.7;
}

.hero-form-wrapper.mortgage {
    margin-top: 120px;
}

/* Moving Home */
.hero-section.moving-home-hero {
    background-image: url('assets/our-mortgages/moving-home.png');
}

/* Remortgaging */
.hero-section.remortgaging-hero {
    background-image: url('assets/our-mortgages/remortgage-hero.png');
}

/* Self Employed */
.hero-section.efse-hero {
    background-image: url('assets/our-mortgages/efse-hero.png');
}

/* Other Services */
.hero-section.other-mortgages-hero {
    background-image: url('assets/our-mortgages/other-mortgages-hero.png');
}

.checklist {
    list-style: none;
    padding: 0;
}

.checklist li::before {
    content: "✓";
    color: #4CAF50;
    font-weight: bold;
    display: inline-block;
    width: 1.5em;
}

/* ===================================
   RESPONSIVE DESIGN
   =================================== */

@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .hero-with-form {
        padding: 100px 20px 60px;
    }
    
    .hero-with-form .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
}

@media (max-width: 1024px) {
    .hero-content-split {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-text-content {
        text-align: center;
        margin-bottom: -100px;
        margin-top: -50px;
    }
    
    .hero-form-wrapper {
        max-width: 600px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .hero-with-form {
        padding: 100px 20px 60px;
    }
    
    .hero-with-form .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-description {
        font-size: 1.1rem;
    }
    
    .hero-form-wrapper {
        padding: 30px 20px;
    }
}

/* ===================================
   REUSABLE PROCESS STEPS SECTION
   =================================== */

/* Process Steps Section */
.process-steps-section {
    background-color: #e5e5e5; /* Light grey background */
    padding: 80px 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Section Header */
.process-header {
    text-align: center;
    margin-bottom: 60px;
}

.process-main-title {
    font-size: 3rem;
    font-weight: 300;
    color: #1a1a1a;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.process-main-title strong {
    font-weight: 700;
}

.process-subtitle {
    font-size: 1.1rem;
    color: #666;
    font-weight: 300;
    max-width: 800px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Process Steps Grid */
.process-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
    max-width: 1200px;
    margin: 0 auto;
}

/* Process Card */
.process-card {
    text-align: center;
    padding: 0;
}

/* Process Icon */
.process-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 2rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.process-icon img {
    max-width: 100%;
    height: auto;
}

/* Icon Variations - Add classes to process-card for different colors/styles */
.process-card.calculator-step .process-icon img {
    filter: none; /* Default color */
}

.process-card.percentage-step .process-icon img {
    filter: none; /* Default color */
}

.process-card.handshake-step .process-icon img {
    filter: none; /* Default color */
}

/* Alternative: Color variations for different page contexts */
.moving-home .process-icon img {
    filter: hue-rotate(180deg); /* Changes color hue */
}

.remortgaging .process-icon img {
    filter: hue-rotate(90deg);
}

.self-employed .process-icon img {
    filter: hue-rotate(270deg);
}

/* Step Title */
.process-step-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 1rem;
    line-height: 1.3;
}

/* Step Description */
.process-step-description {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 2rem;
    min-height: 100px; /* Ensures consistent card height */
}

/* Process Button */
.btn-process {
    background-color: var(--um-gold);
    color: white;
    padding: 12px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.5px;
    transition: all 0.3s ease;
    display: inline-block;
    text-transform: uppercase;
}

.btn-process:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Alternative button style for variety */
.btn-process-outline {
    background-color: transparent;
    color: var(--um-gold);
    border: 2px solid var(--um-gold);
    padding: 10px 28px;
}

.btn-process-outline:hover {
    background-color: var(--um-gold);
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .process-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2.5rem;
    }
}

@media (max-width: 768px) {
    .process-steps-section {
        padding: 60px 20px;
    }
    
    .process-main-title {
        font-size: 2rem;
    }
    
    .process-subtitle {
        font-size: 1rem;
    }
    
    .process-cards-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .process-step-description {
        min-height: auto;
    }
}

/* ===================================
   UNITED MORTGAGES WAY - IMAGE VERSION
   =================================== */

/* Override for image version */
.united-way-section.united-way-with-image {
    background-image: url('assets/our-mortgages/UM-way-process.png'); /* Add your house image */
    background-size: cover;
    background-position: center;
    background-attachment: scroll; /* Changed from fixed for better mobile performance */
    padding: 100px 0;
    min-height: 600px;
}

/* Darker overlay for better text visibility */
.united-way-section.united-way-with-image .overlay {
    background: linear-gradient(to right, rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.5));
}

/* Adjust title for this version */
.united-way-section.united-way-with-image .way-title {
    font-size: 3.5rem;
    margin-bottom: 1.5rem;
}

/* Process steps modifications for image background */
.united-way-section.united-way-with-image .process-steps {
    grid-template-columns: repeat(5, 1fr);
    gap: 2.5rem;
    margin-top: 60px;
}

/* Remove connecting line for cleaner look on image */
.united-way-section.united-way-with-image .process-steps::before {
    display: none;
}

/* Adjust step cards for image background */
.united-way-section.united-way-with-image .process-step {
    background: rgba(0, 0, 0, 0.6);
    padding: 2rem 1.5rem;
    border-radius: 15px;
    backdrop-filter: blur(10px);
    transition: all 0.3s ease;
}

.united-way-section.united-way-with-image .process-step:hover {
    background: rgba(0, 0, 0, 0.8);
    transform: translateY(-5px);
}

/* Icon styling for image version */
.united-way-section.united-way-with-image .step-icon {
    background: rgba(255, 255, 255, 0.1);
    border: 2px solid rgba(255, 255, 255, 0.3);
    margin-bottom: 1.5rem;
}

/* Remove step numbers for cleaner look */
.united-way-section.united-way-with-image .step-icon::after {
    display: none;
}

/* Text adjustments */
.united-way-section.united-way-with-image .process-step h3 {
    font-size: 0.85rem;
    margin-bottom: 1rem;
}

.united-way-section.united-way-with-image .process-step p {
    font-size: 0.85rem;
    line-height: 1.5;
}

/* Responsive adjustments */
@media (max-width: 1200px) {
    .united-way-section.united-way-with-image .process-steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .united-way-section.united-way-with-image {
        padding: 60px 20px;
    }
    
    .united-way-section.united-way-with-image .way-title {
        font-size: 2rem;
    }
    
    .united-way-section.united-way-with-image .process-steps {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .united-way-section.united-way-with-image .process-step {
        padding: 1.5rem;
    }
}

/* ===================================
   CALCULATOR PAGE STYLES
   =================================== */

/* Calculator Hero Section */
.calculator-hero {
    min-height: 100vh;
    padding: 120px 0 80px;
    display: flex;
    align-items: center;
}

/* Override background for calculator page */
.hero-section.calculator-hero {
    background-image: url('assets/calculator-hero.png');
}

.calculator-hero .hero-title{
    margin-top: -5px;
}

.calculator-hero .hero-content {
    text-align: center;
    margin-top: 20px;
}

/* Calculator Container */
.calculator-container {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.2);
    max-width: 1200px;
    margin: 0 auto;
    margin-top: -10px;
}

/* Calculator Tabs */
.calculator-tabs {
    display: flex;
    background: #f0f0f0;
    border-bottom: 1px solid #ddd;
}

.calculator-tab {
    flex: 1;
    padding: 20px;
    background: transparent;
    border: none;
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.5px;
    cursor: pointer;
    transition: all 0.3s ease;
    color: #666;
    position: relative;
}

.calculator-tab:hover {
    background: rgba(0, 0, 0, 0.05);
}

.calculator-tab.active {
    background: white;
    color: #1a1a1a;
}

.calculator-tab.active::after {
    content: '';
    position: absolute;
    bottom: -1px;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--um-gold);
}

/* Calculator Content Wrapper */
.calculator-content-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 500px;
}

/* Calculator Forms Section */
.calculator-forms {
    padding: 40px;
    background: white;
    position: relative;
}

.calculator-form {
    display: none;
}

.calculator-form.active {
    display: block;
}

/* Form Styling */
.mortgage-calculator-form {
    max-width: 400px;
}

.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: #333;
    font-size: 0.95rem;
}

.form-group input {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333
}

.form-group input:focus {
    outline: none;
    background-color: white;
    border-color: var(--dannyboy-blue);
    color:#333
}

/* Placeholder text styling */
.form-group input::placeholder {
    color: #999; /* Light grey for placeholder text */
}

/* Calculate Button */
.btn-calculate {
    background-color: var(--um-gold);
    color: white;
    padding: 15px 40px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    width: 100%;
    margin-top: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.btn-calculate:hover {
    background-color: var(--dannyboy-blue);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Results Section */
.calculator-results {
    padding: 40px;
    background: #f8f8f8;
    border-left: 1px solid #e0e0e0;
    z-index: 1;
}

.calculator-results h2 {
    font-size: 1.8rem;
    font-weight: 300;
    margin-bottom: 30px;
    color: #1a1a1a;
}

.results-content {
    background: white;
    padding: 30px;
    border-radius: 15px;
    min-height: 300px;
}

.results-placeholder {
    color: #999;
    text-align: center;
    padding: 40px 0;
}

.results-placeholder {
    text-align: center;
    padding: 60px 20px;
}

.placeholder-icon {
    width: 60px;
    height: 60px;
    opacity: 0.3;
    margin-bottom: 20px;
}

.results-cta {
    margin-top: 30px;
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid #eee;
    position: relative;
    z-index: 10;
}

.results-cta .btn-primary {
    width: 100%;
    max-width: 300px;
    display: inline-block;
    cursor: pointer !important;
    pointer-events: auto !important;
    position: relative;
    z-index: 100;
}

/* Result Display Styles */
.result-item {
    padding: 15px 0;
    border-bottom: 1px solid #eee;
}

.result-item:last-child {
    border-bottom: none;
}

.result-label {
    font-size: 0.9rem;
    color: #666;
    margin-bottom: 5px;
}

.result-value {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--dannyboy-blue);
}

/* Tooltip Styles */
.info-tooltip {
    position: relative;
    display: inline-block;
    margin-left: 5px;
    cursor: help;
    color: var(--dannyboy-blue);
    font-size: 0.9rem;
    font-weight: normal;
}

.info-tooltip::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: 125%;
    left: 50%;
    transform: translateX(-50%);
    background-color: #333;
    color: white;
    padding: 8px 12px;
    border-radius: 6px;
    white-space: nowrap;
    font-size: 0.85rem;
    z-index: 10;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
    width: 100px;
    white-space: normal;
    text-align: center;
}

.info-tooltip::before {
    content: '';
    position: absolute;
    bottom: 115%;
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: #333;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
}

.info-tooltip:hover::after,
.info-tooltip:hover::before {
    opacity: 1;
}

/* Optional placeholder styling */
input#borrow-deposit {
    position: relative;
}

input#borrow-deposit::placeholder {
    color: #ccc;
    font-style: italic;
}

/* Use Borrow Amount Button */
.use-borrow-button {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 12px 24px;
    border: none;
    border-radius: 25px;
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer !important;
    transition: all 0.3s ease;
    margin-top: 20px;
    width: 100%;
    text-transform: uppercase;
    position: relative;
    z-index: 10;
    letter-spacing: 0.5px;
}

.use-borrow-button:hover {
    background-color: var(--um-gold);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Result value highlighting */
.result-value.highlight-gold {
    color: var(--um-gold);
}

.result-value.highlight-blue {
    color: var(--dannyboy-blue);
}

.result-item.total {
    border-top: 2px solid #eee;
    padding-top: 20px;
    margin-top: 10px;
}

.result-item.savings {
    background-color: #e8f4f8;
    padding: 15px;
    border-radius: 10px;
    margin-top: 20px;
}

.error-message {
    color: #d32f2f;
    font-size: 1.1rem;
    text-align: center;
    padding: 20px;
    background-color: #ffebee;
    border-radius: 10px;
}

/* Info Boxes */
.info-box-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-top: 30px;
}

.calc-info-box {
    background: #f0f4f8;
    border-left: 4px solid var(--dannyboy-blue);
    padding: 20px;
    border-radius: 0 8px 8px 0;
}

.calc-info-box h4 {
    font-size: 1rem;
    margin-bottom: 10px;
    color: #1a1a1a;
    font-weight: 600;
}

.calc-info-box p {
    font-size: 0.9rem;
    line-height: 1.6;
    color: #666;
    margin: 0;
}

.calc-info-box.gold-accent {
    border-left-color: var(--um-gold);
}

/* ===================================
   SELECT DROPDOWN STYLING FIX
   =================================== */

/* Select specific styling */
.form-group select {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333;
    cursor: pointer;
    font-family: inherit;
    
    /* Remove default arrow */
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    
    /* Custom arrow using data URI */
    background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23666' stroke='none'%3e%3cpath d='M7 10l5 5 5-5z'/%3e%3c/svg%3e");
    background-repeat: no-repeat;
    background-position: right 1.5rem center;
    background-size: 1rem;
    padding-right: 3.5rem;
}

.form-group select:focus {
    outline: none;
    background-color: white;
    border-color: var(--dannyboy-blue);
}

/* Fix select option styling */
.form-group select option {
    background-color: white;
    color: #333;
    padding: 10px;
}

/* Ensure consistent styling with inputs */
.form-group input[type="number"],
.form-group input[type="text"],
.form-group select {
    width: 100%;
    padding: 15px 20px;
    background-color: #f5f5f5;
    border: 2px solid transparent;
    border-radius: 25px;
    font-size: 1rem;
    transition: all 0.3s ease;
    color: #333;
}

/* Fix tooltip width for stamp duty */
.info-tooltip::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: 125%;
    left: 50%;
    transform: translateX(-50%);
    background-color: #333;
    color: white;
    padding: 10px 16px;
    border-radius: 6px;
    font-size: 0.85rem;
    z-index: 10;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
    max-width: 350px;
    min-width: 280px;
    white-space: normal;
    text-align: center;
}

/* Responsive fixes for stamp duty calculator */
@media (max-width: 768px) {
    .calculator-tabs {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 0;
    }
    
    .calculator-tab {
        font-size: 0.8rem;
        padding: 15px 10px;
    }
}

/* Responsive Design */
@media (max-width: 1024px) {
    .calculator-content-wrapper {
        grid-template-columns: 1fr;
    }
    
    .calculator-results {
        border-left: none;
        border-top: 1px solid #e0e0e0;
        color: var(--dannyboy-blue);
    }
}

@media (max-width: 768px) {
    .calculator-hero {
        padding: 100px 20px 60px;
    }
    
    .calculator-tabs {
        flex-direction: column;
    }
    
    .calculator-tab {
        border-bottom: 1px solid #ddd;
    }
    
    .calculator-forms,
    .calculator-results {
        padding: 30px 20px;
        color: var(--dannyboy-blue);
    }
}

/* ===================================
   BLOG SECTION STYLES
   =================================== */

/* Blog Hero Section */
.blog-hero {
    position: relative;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
    padding: 150px 0 80px;
    text-align: center;
    overflow: hidden;
}

.blog-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url('assets/blog/blog-hero-pattern.png');
    opacity: 0.05;
}

.blog-hero .hero-content {
    position: relative;
    z-index: 2;
}

.blog-title {
    font-size: 3rem;
    font-weight: 300;
    color: white;
    margin-bottom: 1rem;
}

.blog-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    font-weight: 300;
}

/* Blog Content Section */
.blog-content {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.blog-wrapper {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 60px;
    max-width: 1400px;
    margin: 0 auto;
}

/* Blog Filter */
.blog-filter {
    margin-bottom: 40px;
}

.blog-filter h3 {
    font-size: 1.1rem;
    margin-bottom: 1rem;
    color: #1a1a1a;
}

.category-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.category-pill {
    background: white;
    color: #666;
    padding: 8px 20px;
    border-radius: 25px;
    text-decoration: none;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    border: 1px solid #e0e0e0;
}

.category-pill:hover,
.category-pill.active {
    background: var(--um-gold);
    color: white;
    border-color: var(--um-gold);
}

/* Blog Posts Grid */
.blog-posts-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
    margin-bottom: 60px;
}

/* Blog Post Card */
.blog-post-card {
    background: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
}

.blog-post-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

.post-thumbnail {
    position: relative;
    overflow: hidden;
    height: 250px;
}

.post-thumbnail img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.3s ease;
}

.blog-post-card:hover .post-thumbnail img {
    transform: scale(1.05);
}

.post-thumbnail.placeholder {
    background: linear-gradient(135deg, #f0f0f0 0%, #e0e0e0 100%);
}

.post-content {
    padding: 30px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.post-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
    font-size: 0.85rem;
}

.post-category {
    color: black;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.post-date {
    color: #999;
}

.post-title {
    font-size: 1.5rem;
    margin-bottom: 15px;
    line-height: 1.3;
}

.post-title a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.3s ease;
}

.post-title a:hover {
    color: var(--um-gold);
}

.post-excerpt {
    color: #666;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}

.post-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 20px;
    border-top: 1px solid #f0f0f0;
}

.post-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.post-author img {
    width: 32px;
    height: 32px;
    border-radius: 50%;
}

.post-author span {
    font-size: 0.9rem;
    color: #666;
}

.read-more {
    color: var(--dannyboy-blue);
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.read-more:hover {
    color: var(--um-gold);
}

/* Blog Sidebar */
.blog-sidebar {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.sidebar-widget {
    background: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
}

.sidebar-widget h3 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: #1a1a1a;
}

/* Newsletter Widget */
.newsletter-form {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.newsletter-form input {
    padding: 15px 20px;
    border: 1px solid #e0e0e0;
    border-radius: 25px;
    font-size: 1rem;
}

.newsletter-form button {
    width: 100%;
}

/* Recent Posts Widget */
.recent-posts-list {
    list-style: none;
    padding: 0;
}

.recent-posts-list li {
    padding: 15px 0;
    border-bottom: 1px solid #f0f0f0;
}

.recent-posts-list li:last-child {
    border-bottom: none;
}

.recent-posts-list a {
    color: #1a1a1a;
    text-decoration: none;
    font-weight: 500;
    display: block;
    margin-bottom: 5px;
    transition: color 0.3s ease;
}

.recent-posts-list a:hover {
    color: var(--um-gold);
}

.recent-posts-list .post-date {
    font-size: 0.85rem;
}

/* Categories Widget */
.categories-list {
    list-style: none;
    padding: 0;
}

.categories-list li {
    padding: 10px 0;
    border-bottom: 1px solid #f0f0f0;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.categories-list li:last-child {
    border-bottom: none;
}

.categories-list a {
    color: #666;
    text-decoration: none;
    transition: color 0.3s ease;
}

.categories-list a:hover {
    color: var(--um-gold);
}

/* CTA Widget */
.cta-widget {
    background: linear-gradient(135deg, var(--um-gold) 0%, #a17e5a 100%) !important;
    color: white;
    text-align: center;
}

.cta-widget h3 {
    color: white !important;
}

.cta-widget p {
    margin-bottom: 20px;
    opacity: 0.9;
}

/* Blog Pagination */
.blog-pagination {
    text-align: center;
    margin-top: 60px;
}

.blog-pagination .nav-links {
    display: inline-flex;
    gap: 10px;
}

.blog-pagination a,
.blog-pagination span {
    display: inline-block;
    padding: 10px 15px;
    background: white;
    border: 1px solid #e0e0e0;
    border-radius: 5px;
    text-decoration: none;
    color: #666;
    transition: all 0.3s ease;
}

.blog-pagination a:hover,
.blog-pagination .current {
    background: var(--um-gold);
    color: white;
    border-color: var(--um-gold);
}

/* No Posts Found */
.no-posts-found {
    text-align: center;
    padding: 80px 20px;
    background: white;
    border-radius: 10px;
}

.no-posts-found h2 {
    font-size: 2rem;
    margin-bottom: 20px;
    color: #1a1a1a;
}

.no-posts-found p {
    font-size: 1.1rem;
    color: #666;
    margin-bottom: 30px;
}

/* ===================================
   SINGLE POST STYLES
   =================================== */

/* Post Hero */
.post-hero {
    position: relative;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.post-hero-image {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
}

.post-hero-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.post-hero-gradient {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
}

.post-hero .hero-overlay {
    background: rgba(0, 0, 0, 0.5);
}

.post-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    max-width: 800px;
    margin: 0 auto;
    padding: 100px 20px 20px;
}

.post-meta-top {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    margin-bottom: 20px;
}

.post-meta-top .post-category {
    background: var(--um-gold);
    padding: 5px 15px;
    border-radius: 20px;
    font-size: 0.85rem;
}

.post-meta-top .post-date {
    color: rgba(255, 255, 255, 0.8);
}

.post-hero .post-title {
    font-size: 3rem;
    font-weight: 300;
    line-height: 1.2;
    margin-bottom: 30px;
}

.post-author-info {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
}

.post-author-info img {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 2px solid white;
}

.author-details {
    text-align: left;
}

.author-name {
    display: block;
    font-weight: 500;
}

.read-time {
    font-size: 0.9rem;
    opacity: 0.8;
}

/* Post Content Section */
.post-content-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.post-wrapper {
    display: grid;
    grid-template-columns: 1fr 300px;
    gap: 60px;
    max-width: 1200px;
    margin: 0 auto;
}

.post-main {
    background: white;
    padding: 60px;
    border-radius: 10px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.08);
}

/* Share Buttons */
.share-buttons {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid #f0f0f0;
}

.share-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #f0f0f0;
    color: #666;
    text-decoration: none;
    transition: all 0.3s ease;
}

.share-btn:hover {
    transform: translateY(-3px);
}

.share-btn.facebook:hover {
    background: #1877f2;
    color: white;
}

.share-btn.twitter:hover {
    background: #1da1f2;
    color: white;
}

.share-btn.linkedin:hover {
    background: #0077b5;
    color: white;
}

/* Post Content Typography */
.post-content {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #333;
}

.post-content h2 {
    font-size: 2rem;
    margin: 40px 0 20px;
    color: #1a1a1a;
}

.post-content h3 {
    font-size: 1.5rem;
    margin: 30px 0 15px;
    color: #1a1a1a;
}

.post-content p {
    margin-bottom: 20px;
}

.post-content ul,
.post-content ol {
    margin: 20px 0 20px 40px;
}

.post-content li {
    margin-bottom: 10px;
}

.post-content blockquote {
    background: #f8f9fa;
    border-left: 4px solid var(--um-gold);
    padding: 20px 30px;
    margin: 30px 0;
    font-style: italic;
}

.post-content img {
    max-width: 100%;
    height: auto;
    border-radius: 8px;
    margin: 30px 0;
}

/* Post Tags */
.post-tags {
    margin-top: 40px;
    padding-top: 40px;
    border-top: 1px solid #f0f0f0;
}

.post-tags a {
    display: inline-block;
    background: #f0f0f0;
    padding: 5px 15px;
    border-radius: 20px;
    margin: 5px 5px 5px 0;
    text-decoration: none;
    color: #666;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.post-tags a:hover {
    background: var(--um-gold);
    color: white;
}

/* Author Bio */
.author-bio {
    display: flex;
    gap: 30px;
    margin-top: 60px;
    padding: 40px;
    background: #f8f9fa;
    border-radius: 10px;
}

.author-bio img {
    width: 96px;
    height: 96px;
    border-radius: 50%;
    flex-shrink: 0;
}

.author-bio-content h3 {
    margin-bottom: 10px;
}

/* Related Posts */
.related-posts {
    margin-top: 60px;
}

.related-posts h2 {
    font-size: 1.8rem;
    margin-bottom: 30px;
}

.related-posts-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.related-post-card {
    text-align: center;
}

.related-post-image {
    width: 100%;
    height: 150px;
    overflow: hidden;
    border-radius: 8px;
    margin-bottom: 15px;
}

.related-post-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.3s ease;
}

.related-post-card:hover .related-post-image img {
    transform: scale(1.05);
}

.related-post-card h4 {
    font-size: 1.1rem;
    margin-bottom: 10px;
}

.related-post-card a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.3s ease;
}

.related-post-card a:hover {
    color: var(--um-gold);
}

/* Post Sidebar */
.post-sidebar {
    position: sticky;
    top: 100px;
}

/* Table of Contents Widget */
.toc-widget {
    margin-bottom: 30px;
}

.toc-nav {
    max-height: 400px;
    overflow-y: auto;
}

.toc-nav a {
    display: block;
    padding: 8px 0;
    color: #666;
    text-decoration: none;
    border-left: 3px solid transparent;
    padding-left: 15px;
    transition: all 0.3s ease;
}

.toc-nav a:hover,
.toc-nav a.active {
    color: var(--um-gold);
    border-left-color: var(--um-gold);
}

/* Sticky CTA Widget */
.sticky-widget {
    position: sticky;
    top: 100px;
}

.cta-phone {
    margin-top: 15px;
}

.cta-phone a {
    color: white;
    font-weight: 600;
}

/* Comments Section */
.comments-section {
    background: white;
    padding: 60px 0;
}

.comments-wrapper {
    max-width: 800px;
    margin: 0 auto;
}

/* ===================================
   RESPONSIVE DESIGN
   =================================== */

@media (max-width: 1200px) {
    .blog-posts-grid {
        grid-template-columns: 1fr;
    }
    
    .related-posts-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 1024px) {
    .blog-wrapper,
    .post-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .blog-sidebar,
    .post-sidebar {
        position: static;
    }
    
    .post-main {
        padding: 40px;
    }
}

@media (max-width: 768px) {
    .blog-title {
        font-size: 2rem;
    }
    
    .blog-hero {
        padding: 120px 20px 60px;
    }
    
    .blog-content {
        padding: 60px 20px;
    }
    
    .category-pills {
        justify-content: center;
    }
    
    .blog-post-card {
        margin-bottom: 30px;
    }
    
    .post-hero .post-title {
        font-size: 2rem;
    }
    
    .post-main {
        padding: 30px 20px;
    }
    
    .author-bio {
        flex-direction: column;
        text-align: center;
    }
    
    .related-posts-grid {
        grid-template-columns: 1fr;
    }
    
    .share-buttons {
        justify-content: center;
    }
}

/* Privacy Policy Page Styles */

/* Hero Section */
.policy-hero {
    position: relative;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d3436 100%);
    padding: 120px 0 80px;
    text-align: center;
    overflow: hidden;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url('assets/images/hero-pattern.png');
    opacity: 0.05;
}

.policy-hero .hero-content {
    position: relative;
    z-index: 2;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-title {
    font-size: 3rem;
    font-weight: 300;
    color: white;
    margin-bottom: 1rem;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Policy Content */
.policy-content {
    padding: 80px 0;
    background-color: #f8f9fa;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.info-box ul,
.data-card ul,
.use-item ul,
.security-info ul,
.retention-info ul {
    list-style: none;
    padding-left: 0;
}

.policy-wrapper {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 60px;
    max-width: 1200px;
    margin: 0 auto;
}

/* Table of Contents */
.policy-toc {
    position: sticky;
    top: 100px;
    height: fit-content;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.policy-toc h3 {
    font-size: 1.1rem;
    margin-bottom: 1.5rem;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: #1a1a1a;
}

.toc-nav {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.toc-link {
    color: #666;
    text-decoration: none;
    padding: 0.5rem 0;
    border-left: 3px solid transparent;
    padding-left: 1rem;
    transition: all 0.3s ease;
}

.toc-link:hover {
    color: #b8956f;
    border-left-color: #b8956f;
}

/* Main Content */
.policy-main {
    background: white;
    border-radius: 10px;
    padding: 60px;
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.05);
}

.policy-section {
    margin-bottom: 60px;
    scroll-margin-top: 100px;
}

.policy-section:last-child {
    margin-bottom: 0;
}

.policy-section h2 {
    font-size: 2rem;
    margin-bottom: 1.5rem;
    color: #1a1a1a;
    font-weight: 600;
}

.policy-section h4 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
    color: #2d3436;
}

.policy-section p {
    line-height: 1.8;
    color: #555;
    margin-bottom: 1rem;
}

/* Info Box */
.info-box {
    background: #f8f9fa;
    border-left: 4px solid #b8956f;
    padding: 1.5rem;
    margin: 2rem 0;
    border-radius: 0 8px 8px 0;
}

/* Data Grid */
.data-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.data-card {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 8px;
    border-top: 3px solid #b8956f;
}

.data-card h4 {
    color: #1a1a1a;
    margin-bottom: 1rem;
}

.data-card ul {
    list-style: none;
    padding: 0;
}

.data-card li {
    padding: 0.5rem 0;
    color: #666;
    position: relative;
    padding-left: 1.5rem;
}

.data-card li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #b8956f;
}

/* Use Items */
.use-item {
    background: #f8f9fa;
    padding: 2rem;
    margin: 1rem 0;
    border-radius: 8px;
    transition: transform 0.3s ease;
}

.use-item:hover {
    transform: translateX(10px);
}

.use-item h4 {
    color: #1a1a1a;
    margin-bottom: 0.5rem;
}

/* Share List */
.share-list {
    list-style: none;
    padding: 0;
}

.share-list li {
    padding: 1rem 0;
    border-bottom: 1px solid #eee;
}

.share-list li:last-child {
    border-bottom: none;
}

.highlight-text {
    background: #fff3cd;
    padding: 1rem;
    border-radius: 8px;
    border-left: 4px solid #ffc107;
    margin: 2rem 0;
    font-weight: 500;
}

/* Rights Grid */
.rights-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.right-card {
    text-align: center;
    padding: 2rem;
    background: white;
    border: 1px solid #eee;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.right-card:hover {
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
    transform: translateY(-5px);
}

.right-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.right-card h4 {
    color: #1a1a1a;
    margin-bottom: 0.5rem;
}

.right-card p {
    font-size: 0.9rem;
}

/* Security and Retention */
.security-info,
.retention-info {
    background: #e3f2fd;
    padding: 2rem;
    border-radius: 8px;
    margin: 1rem 0;
}

.retention-info {
    background: #f3e5f5;
}

/* Contact Cards */
.contact-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.contact-card {
    background: white;
    border: 1px solid #eee;
    padding: 2rem;
    border-radius: 8px;
}

.contact-card a {
    color: #b8956f;
    text-decoration: none;
}

.contact-card a:hover {
    text-decoration: underline;
}

/* CTA Section */
.policy-cta {
    background: linear-gradient(135deg, #b8956f 0%, #a17e5a 100%);
    padding: 60px 0;
    text-align: center;
    color: white;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
    font-weight: 300;
}

.cta-content p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .policy-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .policy-toc {
        position: static;
        background: white;
        padding: 2rem;
        border-radius: 8px;
        margin-bottom: 2rem;
    }
    
    .data-grid,
    .rights-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .policy-main {
        padding: 30px;
    }
    
    .policy-title {
        font-size: 2rem;
    }
    
    .policy-section h2 {
        font-size: 1.5rem;
    }
    
    .data-grid,
    .rights-grid,
    .contact-cards {
        grid-template-columns: 1fr;
    }
    
    .cta-content h2 {
        font-size: 1.8rem;
    }
}

/* ===================================
   GEOGRAPHIES
   =================================== */

/* Override the default hero background for Our Mortgages page */

.hero-section.northwood {
    background-image: url('assets/geography/northwood.png'); 
}

.hero-section.chorleywood {
    background-image: url('assets/geography/chorleywood.png?v=2'); 
}

.hero-title.geography {
    transform:translateY(-12rem);
    font-size: 4.5rem;
    font-weight: 200;
}


.hero-section.rickmansworth {
    background-image: url('assets/geography/rickmansworth.png'); 
}

.spacer {
    font-size:0;
    height:30px;
    line-height:0;
}


/* ===================================
   AIP FORM
   =================================== */

   /* ===================================
   AIP OVERVIEW PAGE STYLES
   =================================== */

/* Hero Section */
.aip-overview-hero {
    position: relative;
    min-height: 100vh;
    background-image: url('assets/aip-handshake.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.aip-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.5);
    z-index: 1;
}

.aip-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 1100px;
    margin: 0 auto;
    padding: 2rem;
    color: white;
}

.aip-hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.aip-hero-title strong {
    font-weight: 600;
}

.aip-hero-description {
    font-size: 1.15rem;
    line-height: 1.8;
    margin-bottom: 1.2rem;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.95);
}

.aip-hero-description strong {
    font-weight: 600;
}

.aip-hero-time {
    font-size: 1.15rem;
    margin-bottom: 2.5rem;
    font-weight: 300;
}

.aip-hero-time strong {
    font-weight: 600;
}

.aip-hero-content .btn-secondary {
    padding: 16px 50px;
    font-size: 1rem;
    display: inline-block;
}

/* Why AIP Section */
.why-aip-section {
    background-color: #f5f5f5;
    padding: 80px 20px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.why-aip-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 300;
    margin-bottom: 60px;
    color: #1a1a1a;
}

.why-aip-title strong {
    font-weight: 600;
}

/* Benefits Grid */
.aip-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 50px;
    max-width: 1200px;
    margin: 0 auto;
}

.aip-benefit-card {
    text-align: center;
}

.benefit-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 30px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon img {
    max-width: 100%;
    height: auto;
    filter: sepia(100%) saturate(200%) hue-rotate(10deg) brightness(0.9); /* Gold tint */
}

.aip-benefit-card h3 {
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 15px;
    color: #1a1a1a;
    line-height: 1.4;
}

.aip-benefit-card p {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    font-weight: 300;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .aip-hero-title {
        font-size: 2.5rem;
    }
    
    .aip-benefits-grid {
        grid-template-columns: 1fr;
        gap: 40px;
        max-width: 500px;
    }
}

@media (max-width: 768px) {
    .aip-overview-hero {
        min-height: 80vh;
        padding: 100px 20px;
    }
    
    .aip-hero-title {
        font-size: 2rem;
        margin-bottom: 1.5rem;
    }
    
    .aip-hero-description,
    .aip-hero-time {
        font-size: 1rem;
    }
    
    .why-aip-section {
        padding: 60px 20px;
    }
    
    .why-aip-title {
        font-size: 2rem;
        margin-bottom: 40px;
    }
    
    .benefit-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 20px;
    }
}


/* ===================================
   AIP FORM PAGE STYLES
   =================================== */

/* Page Container */
.aip-form-page {
    background-color: gainsboro;
    min-height: 100vh;
    padding: 120px 20px 80px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

.page-aip-form .site-header {
    background-color: #f5f5f5 !important;
}

.aip-form-container {
    max-width: 75%;
    margin: 0 auto;
}

/* Form Header */
.aip-form-header {
    text-align: center;
    padding-top: 50px;
}

.aip-form-header h1 {
    font-size: 2.8rem;
    font-weight: 300;
    color: #1a1a1a;
    margin-bottom: 40px;
}

.aip-form-header h1 strong {
    font-weight: 600;
}

/* Progress Indicator */
.progress-indicator {
    margin-bottom: 40px;
}

.progress-steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0; /* Keep this at 0 */
}

.progress-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    flex: 0 0 auto; /* Prevent flex growth */
    width: 120px; /* Fixed width for consistency */
}

.step-number {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: white;
    border: 2px solid #ddd;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    color: #999;
    transition: all 0.3s ease;
}

.progress-step.active .step-number {
    background: var(--um-gold);
    border-color: var(--um-gold);
    color: yellow;
}

.progress-step.completed .step-number {
    background: var(--dannyboy-blue);
    border-color: var(--dannyboy-blue);
    color: white;
}

.step-label {
    font-size: 0.85rem;
    color: #999;
    font-weight: 500;
    text-align: center;
    min-height: 2.4em; /* Fixed height for 2 lines */
    line-height: 1.2;
}

.progress-step.active .step-label {
    color: var(--dannyboy-blue);
}

.progress-line {
    width: 60px; /* Fixed width instead of 80px */
    height: 2px;
    background: #ddd;
    margin: 0; /* Remove negative margins */
    flex-shrink: 0; /* Prevent shrinking */
}

.progress-line.active {
    background: var(--dannyboy-blue);
}

/* Step Content */
.step-content {
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Form Section Cards */
.form-section-card {
    background: white;
    border-radius: 15px;
    padding: 35px 40px;
    margin-bottom: 30px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

/* Section Titles */
.section-title {
    font-size: 1.3rem;
    font-weight: 400;
    color: #1a1a1a;
    margin-bottom: 25px;
}

.section-subtitle {
    font-size: 1.1rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 20px;
}

.section-header-with-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
}

.applicant-label {
    color: var(--dannyboy-blue);
    font-size: 0.9rem;
    font-weight: 500;
}

/* Radio Groups */
.radio-group {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.radio-group-multi {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
}

.radio-option {
    display: flex;
    align-items: center;
    padding: 15px 20px;
    border: 2px solid #e0e0e0;
    border-radius: 25px;
    cursor: pointer;
    transition: all 0.3s ease;
    background: white;
}

.radio-option:hover {
    border-color: #c0c0c0;
}

.radio-option.selected {
    border-color: var(--um-gold);
    background-color: rgba(187, 161, 119, 0.05);
}

.radio-option input[type="radio"] {
    width: 20px;
    height: 20px;
    margin-right: 15px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

.radio-label {
    font-size: 1rem;
    color: #333;
    cursor: pointer;
}

/* Inline Radio Groups */
.radio-group-inline {
    margin-bottom: 20px;
}

.radio-group-inline > label {
    display: block;
    font-size: 1rem;
    font-weight: 500;
    color: #333;
    margin-bottom: 12px;
}

.radio-row {
    display: flex;
    gap: 20px;
}

.radio-option-inline {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
}

.radio-option-inline input[type="radio"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

.radio-option-inline span {
    font-size: 0.95rem;
    color: #333;
}

/* Form Fields */
.form-fields {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-field {
    display: flex;
    flex-direction: column;
}

.form-field label {
    font-size: 0.9rem;
    color: #666;
    margin-bottom: 8px;
    font-weight: 400;
}

.form-field input,
.form-field select {
    padding: 15px 20px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: white;
    color: #333;
}

.form-field input:focus,
.form-field select:focus {
    outline: none;
    border-color: var(--dannyboy-blue);
    background: #fafafa;
}

.form-field input::placeholder {
    color: #999;
}

.form-field select {
    cursor: pointer;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23666' stroke='none'%3e%3cpath d='M7 10l5 5 5-5z'/%3e%3c/svg%3e");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 1rem;
    padding-right: 3rem;
}

/* Checkbox Labels */
.checkbox-label {
    display: flex;
    align-items: center;
    gap: 10px;
    cursor: pointer;
    font-size: 0.95rem;
    color: #333;
}

.checkbox-label input[type="checkbox"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--um-gold);
}

/* Helper Text */
.helper-text {
    font-size: 0.85rem;
    color: #999;
    margin-top: 5px;
}

/* Error Text */
.error-text {
    font-size: 0.85rem;
    color: #d32f2f;
    margin-top: 5px;
}

/* Nested Cards (Loans/Credit Cards) */
.nested-card {
    background: #f8f9fa;
    border: 1px solid #e0e0e0;
    border-radius: 10px;
    padding: 20px;
    margin-bottom: 15px;
}

.nested-card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.nested-card-header h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #1a1a1a;
    margin: 0;
}

.btn-remove {
    background: transparent;
    color: #d32f2f;
    border: none;
    padding: 5px 10px;
    cursor: pointer;
    font-size: 0.9rem;
    transition: opacity 0.3s ease;
}

.btn-remove:hover {
    opacity: 0.7;
}

.btn-add {
    background: transparent;
    color: var(--dannyboy-blue);
    border: 2px dashed var(--dannyboy-blue);
    padding: 12px 24px;
    border-radius: 8px;
    cursor: pointer;
    font-size: 0.95rem;
    font-weight: 500;
    transition: all 0.3s ease;
    width: 100%;
    margin-top: 10px;
}

.btn-add:hover {
    background: rgba(16, 157, 255, 0.05);
}

/* Form Navigation */
.form-navigation {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    margin-top: 40px;
}

.btn-back {
    background: white;
    color: #666;
    border: 2px solid #e0e0e0;
    padding: 14px 40px;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.btn-back:hover {
    border-color: #c0c0c0;
    background: #f8f9fa;
}

.btn-continue,
.btn-submit {
    background-color: var(--um-gold);
    color: white;
    padding: 14px 60px;
    border: none;
    border-radius: 25px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-transform: none;
    flex: 1;
}

.btn-continue:hover:not(:disabled),
.btn-submit:hover:not(:disabled) {
    background-color: #a17e5a;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

.btn-continue:disabled,
.btn-submit:disabled {
    background-color: #ccc;
    cursor: not-allowed;
    transform: none;
}

/* Success View */
.success-view {
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 60vh;
}

.success-card {
    background: white;
    border-radius: 20px;
    padding: 60px 50px;
    text-align: center;
    max-width: 700px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.success-icon {
    width: 200px;
    height: 200px;
    margin: 0 auto 40px;
}

.success-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.success-title {
    font-size: 2.5rem;
    font-weight: 300;
    margin-bottom: 25px;
    color: #1a1a1a;
}

.success-title strong {
    font-weight: 600;
}

.success-message {
    font-size: 1.1rem;
    line-height: 1.7;
    color: #555;
    margin-bottom: 15px;
}

.success-submessage {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 40px;
}

.contact-options {
    display: flex;
    justify-content: center;
    gap: 30px;
    flex-wrap: wrap;
}

.contact-link {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    color: #666;
    transition: color 0.3s ease;
    font-size: 0.95rem;
}

.contact-link:hover {
    color: var(--um-gold);
}

.contact-icon {
    font-size: 1.5rem;
}

/* Responsive Design */
@media (max-width: 768px) {
    .aip-form-page {
        padding: 100px 15px 60px;
    }
    
    .aip-form-container {
        max-width: 100%;
    }
    
    .aip-form-header h1 {
        font-size: 1.5rem;
        margin-bottom: 30px;
        margin-left: 20px;
    }
    
    .progress-steps {
        gap: 0;
        margin-left: 30px;
    }
    
    .step-number {
        width: 35px;
        height: 35px;
        font-size: 0.9rem;
    }
    
    .step-label {
        font-size: 0.75rem;
    }
    
    .progress-line {
        width: 5px;
        margin-left: -30px;
    }
    
    .form-section-card {
        padding: 25px 20px;
        border-radius: 10px;
    }
    
    .section-title {
        font-size: 1.1rem;
    }
    
    .radio-group-multi,
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .radio-option {
        padding: 12px 15px;
    }
    
    .radio-label {
        font-size: 0.95rem;
    }
    
    .form-navigation {
        flex-direction: column;
    }
    
    .btn-back,
    .btn-continue,
    .btn-submit {
        width: 100%;
        padding: 14px 30px;
    }
    
    .success-card {
        padding: 40px 25px;
    }
    
    .success-icon {
        width: 150px;
        height: 150px;
        margin-bottom: 30px;
    }
    
    .success-title {
        font-size: 1.8rem;
    }
    
    .success-message {
        font-size: 1rem;
    }
    
    .contact-options {
        flex-direction: column;
        gap: 20px;
    }
}

/* ===================================
   FOOTER STYLES
   =================================== */

.site-footer {
    background-color: #1a1a1a;
    color: white;
    padding: 80px 0 40px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Footer Content Grid */
.footer-content {
    display: grid;
    grid-template-columns: 200px 1fr auto;
    gap: 60px;
    margin-bottom: 60px;
    align-items: start;
}

/* Footer Logo */
.footer-logo-img {
    width: 150px;
    height: auto;
}

/* Footer Columns */
.footer-columns {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.footer-column h3,
.footer-heading {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 1px;
    margin-bottom: 20px;
    color: white;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--um-gold);
}

/* Newsletter Section */
.footer-newsletter {
    text-align: right;
}

.newsletter-content {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 20px;
}

/* Social Icons */
.social-icons {
    display: flex;
    gap: 15px;
}

.social-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    color: white;
    transition: all 0.3s ease;
    text-decoration: none;
}

.social-icon:hover {
    background-color: var(--um-gold);
    transform: translateY(-3px);
}

.social-icon i {
    font-size: 18px;
}

/* Newsletter Text */
.newsletter-text {
    text-align: right;
}

.newsletter-heading {
    font-size: 1.1rem;
    line-height: 1.4;
    margin: 0;
    font-weight: 300;
}

/* Newsletter Button */
.newsletter-button .btn-secondary {
    display: inline-block;
    background-color: var(--um-gold);
    color: white;
    padding: 12px 30px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.newsletter-button .btn-secondary:hover {
    background-color: #a17e5a;
    transform: translateY(-2px);
}

/* Contact Section */
.footer-contact {
    padding: 40px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.contact-heading {
    font-size: 0.9rem;
    font-weight: 700;
    letter-spacing: 2px;
    margin-bottom: 20px;
    color: white;
}

.contact-items {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
}

.contact-item {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
    display: flex;
    align-items: center;
    gap: 8px;
}

.contact-item i {
    font-size: 14px;
    color: var(--um-gold);
}

.contact-item:hover {
    color: var(--um-gold);
}

/* Footer Bottom */
.footer-bottom {
    text-align: center;
    padding: 30px 0 20px;
}

.footer-bottom p {
    margin: 0;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
}

/* Legal Text */
.footer-legal {
    text-align: center;
    padding: 0 20px;
    max-width: 1000px;
    margin: 0 auto;
}

.footer-legal p {
    font-size: 0.75rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 15px;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .footer-logo {
        text-align: center;
    }
    
    .footer-columns {
        grid-template-columns: repeat(3, 1fr);
    }
    
    .footer-newsletter {
        text-align: center;
    }
    
    .newsletter-content {
        align-items: center;
    }
    
    .newsletter-text {
        text-align: center;
    }
}

@media (max-width: 768px) {
    .site-footer {
        padding: 60px 20px 30px;
    }
    
    .footer-columns {
        grid-template-columns: 1fr;
        gap: 30px;
        text-align: center;
    }
    
    .footer-column h3 {
        margin-bottom: 15px;
    }
    
    .contact-items {
        flex-direction: column;
        gap: 20px;
    }
    
    .social-icons {
        justify-content: center;
    }
    
    .footer-legal p {
        font-size: 0.7rem;
    }
}

/* Hamburger menu animation for mobile */
.menu-toggle {
    position: relative;
    z-index: 1001;
}

.menu-toggle.active .menu-toggle-icon:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.menu-toggle.active .menu-toggle-icon:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active .menu-toggle-icon:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
}

/* Mobile menu improvements */
@media (max-width: 768px) {
    #primary-menu.toggled {
        display: flex;
        animation: slideDown 0.3s ease-out;
    }
    
    @keyframes slideDown {
        from {
            opacity: 0;
            transform: translateY(-10px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }
    
    /* Make menu full width and styled nicely */
    #primary-menu {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background-color: rgba(0, 0, 0, 0.98);
        flex-direction: column;
        padding: 2rem;
        gap: 0;
        box-shadow: 0 5px 20px rgba(0, 0, 0, 0.3);
    }
    
    #primary-menu li {
        width: 100%;
        text-align: center;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    }
    
    #primary-menu li:last-child {
        border-bottom: none;
    }
    
    #primary-menu a {
        display: block;
        padding: 15px 20px;
        font-size: 1.1rem;
    }
}

/* ===================================
   V3 CSS ADDITIONS
   Add this to the end of style.css
   =================================== */


/* ===================================
   FIX: Calculator Tooltip Clipping & Styling
   =================================== */

/* Override the overflow:hidden on calculator containers */
.calculator-container,
.calculator-container.calculator-embed,
.calculator-embed {
    overflow: visible !important;
}

.calculator-content-wrapper,
.calculator-forms,
.calculator-form,
.mortgage-calculator-form,
.form-group {
    overflow: visible !important;
}


/* Boost tooltip z-index significantly */
.info-tooltip::after,
.info-tooltip::before {
    z-index: 9999 !important;
}

.run-the-numbers-section .info-tooltip::after,
.calculator-embed .info-tooltip::after {
    z-index: 9999 !important;
    width: 200px;
    white-space: normal;
}

.run-the-numbers-section .info-tooltip::before,
.calculator-embed .info-tooltip::before {
    z-index: 9999 !important;
}


/* ===================================
   FIX: Partner Grid Layout (7 logos)
   Row 1: 4 logos | Row 2: 3 logos centred
   =================================== */

/* Replace the existing .partnership-grid styles with this */
.partnership-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 3rem 4rem;
    position: relative;
    max-width: 1000px;
    margin: 0 auto;
}

.partnership-grid a {
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s;
    /* Set consistent size for logo containers */
    width: 180px;
    height: 80px;
}

.partnership-grid a:hover {
    transform: scale(1.05);
}

/* Constrain all partner logos including oversized SVGs */
.partnership-grid img {
    max-width: 100%;
    max-height: 100%;
    width: auto;
    height: auto;
    object-fit: contain;
    transition: filter 0.2s;
}

.partnership-grid a:hover img {
    filter: grayscale(10%);
}

/* Responsive: Stack on mobile */
@media (max-width: 768px) {
    .partnership-grid {
        gap: 2rem;
    }
    
    .partnership-grid a {
        width: 140px;
        height: 60px;
    }
}


/* ===================================
   RUN THE NUMBERS - HOMEPAGE CALCULATOR EMBED
   =================================== */

/* Section Container */
.run-the-numbers-section {
    /*background-image: url('assets/calculator-hero.png');*/
    background-color: #f5f5f5;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    padding: 80px 0;
}

.run-the-numbers-section .section-heading {
    font-size: 3rem;
    font-weight: 300;
    color: var(--um-gold);
    text-align: center;
    margin-bottom: 1rem;
}

.run-the-numbers-section .section-heading .bold-text {
    font-weight: 700;
}

.run-the-numbers-section .section-subheading {
    font-size: 1.2rem;
    color: var(--um-gold);
    text-align: center;
    margin-bottom: 50px;
    font-weight: 300;
}

/* Calculator Embed Container */
.calculator-embed {
    max-width: 1000px;
    margin: 0 auto;
    border-radius: 15px;
    overflow: hidden;
}

/* More Calculators Link */
.calculator-more-link {
    text-align: center;
    margin-top: 25px;
}

.calculator-more-link a {
    color: grey;
    text-decoration: none;
    font-size: 2rem;
    font-weight: 600;
    transition: color 0.3s ease;
}

.calculator-more-link a:hover {
    color: var(--dannyboy-blue);
    text-decoration: underline;
}

/* Desktop/Mobile Toggle */
.calculator-embed-desktop {
    display: block;
}

.calculator-embed-mobile {
    display: none;
}

/* Mobile CTA Card */
.calculator-cta-card {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 20px;
    padding: 40px 30px;
    text-align: center;
    max-width: 400px;
    margin: 0 auto;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
}

.cta-card-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 25px;
}

.cta-card-icon img {
    width: 100%;
    height: auto;
}

.calculator-cta-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 15px;
}

.calculator-cta-card p {
    font-size: 1rem;
    line-height: 1.6;
    color: #666;
    margin-bottom: 25px;
}

.calculator-cta-card .btn-secondary {
    display: inline-block;
    padding: 14px 35px;
}

/* Responsive: Show mobile CTA, hide desktop calculator */
@media (max-width: 768px) {
    .calculator-embed-desktop {
        display: none;
    }
    
    .calculator-embed-mobile {
        display: block;
    }
    
    .run-the-numbers-section {
        padding: 60px 20px;
    }
    
    .run-the-numbers-section .section-heading {
        font-size: 2rem;
    }
    
    .run-the-numbers-section .section-subheading {
        font-size: 1rem;
        margin-bottom: 40px;
    }
}

/* Tablet: Adjust calculator layout */
@media (max-width: 1024px) and (min-width: 769px) {
    .calculator-embed .calculator-content-wrapper {
        grid-template-columns: 1fr;
    }
    
    .calculator-embed .calculator-results {
        border-left: none;
        border-top: 1px solid #e0e0e0;
    }
}

/* White background for results panel (matches homepage) */
.calculator-results {
    background: white;
}

/* Remove the grey inner content background since outer is now white */
.results-content {
    background: transparent;
    padding: 20px 30px;
}

/* Remove double borders on result items */
.result-item {
    border-bottom: none;
    padding: 10px 0;
}

.result-item.total {
    border-top: none;
    padding-top: 10px;
    margin-top: 0;
}

/* Single subtle divider above CTA only */
.results-cta {
    margin-top: 20px;
    padding-top: 20px;
    border-top: 1px solid #eee;
}

/* Header Icon Fixes - Force proper sizing and alignment */
.header-top .contact-link {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 0.5rem;
}

.header-top .contact-icon {
    width: 16px !important;
    height: 16px !important;
    min-width: 16px;
    min-height: 16px;
    display: block !important;
    flex-shrink: 0;
}

.header-top .contact-link span {
    display: inline-block;
    line-height: 1;
}

/* Header Icon Fixes - Force proper sizing and alignment */
.header-top .contact-link,
.header-actions a {
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    gap: 0.5rem !important;
    text-decoration: none !important;
}

.header-top .contact-icon,
.header-actions .contact-icon {
    width: 16px !important;
    height: 16px !important;
    min-width: 16px !important;
    min-height: 16px !important;
    display: block !important;
    flex-shrink: 0 !important;
}

.header-top .contact-link span,
.header-actions a span {
    display: inline-block !important;
    line-height: 1 !important;
}

/* ===================================
   AIP OVERVIEW PAGE - UPDATED VERSION
   =================================== */

/* Time Badge */
.time-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(16, 157, 255, 0.15);
    border: 1px solid rgba(16, 157, 255, 0.3);
    color: var(--dannyboy-blue);
    padding: 8px 20px;
    border-radius: 25px;
    font-size: 0.85rem;
    font-weight: 500;
    margin-bottom: 30px;
}

.time-badge svg {
    flex-shrink: 0;
}

/* Hero Title & Description Updates */
.aip-hero-title {
    font-size: 3.5rem;
    font-weight: 300;
    margin-bottom: 1.5rem;
    margin-top: 10rem;
    line-height: 1.2;
}

.aip-hero-description {
    font-size: 1.15rem;
    line-height: 1.8;
    margin-bottom: 0.5rem;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.95);
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
}

/* Benefits Inline - Horizontal Scroll on Mobile */
.aip-benefits-inline {
    display: flex;
    gap: 30px;
    margin-bottom: 40px;
    justify-content: center;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.aip-benefit-inline {
    text-align: center;
    flex: 0 0 250px;
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(10px);
    padding: 30px 20px;
    border-radius: 15px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.benefit-icon-inline {
    width: 60px;
    height: 60px;
    margin: 0 auto 20px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon-inline img {
    max-width: 100%;
    height: auto;
    filter: brightness(0) invert(1);
}

.aip-benefit-inline h3 {
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: white;
    line-height: 1.3;
}

.aip-benefit-inline p {
    font-size: 0.9rem;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
    margin: 0;
}

/* CTA Section */
.aip-cta-section {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 20px;
}

/* Credit Score Badge */
.credit-score-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(76, 175, 80, 0.15);
    border: 1px solid rgba(76, 175, 80, 0.3);
    color: #4CAF50;
    padding: 10px 24px;
    border-radius: 25px;
    font-size: 0.95rem;
    font-weight: 500;
}

.credit-score-badge svg {
    flex-shrink: 0;
}

/* Start Now Button */
.btn-aip-start {
    background-color: var(--dannyboy-blue);
    color: white;
    padding: 16px 80px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    font-size: 1.05rem;
    transition: all 0.3s ease;
    display: inline-block;
    text-transform: none;
    letter-spacing: 0.3px;
}

.btn-aip-start:hover {
    background-color: #0d7dd4;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(16, 157, 255, 0.4);
}

/* Terms Text */
.terms-text {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
    margin: 0;
}

.terms-text a {
    color: rgba(182, 182, 182, 0.9);
    text-decoration: underline;
    transition: color 0.3s ease;
}

.terms-text a:hover {
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .aip-hero-title {
        font-size: 2.5rem;
    }
    
    .aip-benefits-inline {
        gap: 20px;
    }
    
    .aip-benefit-inline {
        flex: 0 0 220px;
        padding: 25px 15px;
    }
}

@media (max-width: 768px) {
    .aip-overview-hero {
        min-height: 100vh;
        padding: 120px 20px 40px;
    }
    
    .time-badge {
        font-size: 0.8rem;
        padding: 6px 16px;
        margin-bottom: 20px;
    }
    
    .aip-hero-title {
        font-size: 2rem;
        margin-bottom: 1rem;
        margin-top: auto;
    }
    
    .aip-hero-description {
        font-size: 1rem;
        margin-bottom: 2rem;
    }
    
    /* Horizontal Scroll for Benefits */
    .aip-benefits-inline {
        display: none !important;
    }
    
    .aip-benefit-inline {
        flex: 0 0 220px;
        scroll-snap-align: start;
    }
    
    /* Hide scrollbar but keep functionality */
    .aip-benefits-inline::-webkit-scrollbar {
        display: none;
    }
    
    .aip-benefits-inline {
        -ms-overflow-style: none;
        scrollbar-width: none;
    }
    
    .credit-score-badge {
        font-size: 0.85rem;
        padding: 8px 20px;
    }
    
    .btn-aip-start {
        width: 100%;
        max-width: 300px;
        padding: 14px 40px;
        font-size: 1rem;
    }
    
    .terms-text {
        font-size: 0.8rem;
        padding: 0 20px;
        text-align: center;
    }
}

/* Remove old "Why AIP" section styles if you want to clean up */
/* The .why-aip-section and related styles can now be removed from your CSS */



/* Trustpilot Widget */
.trustpilot-widget {
    display: inline-block;
    margin: 20px 0;
}

.trustpilot-image {
    height: 35px;
    width: auto;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.trustpilot-widget a:hover .trustpilot-image {
    transform: translateY(-3px);
    opacity: 0.9;
}

/* Bark Widget */
.bark-widget {
    display: inline-block;
    margin: 10px 0;
}

.bark-image {
    height: 35px;
    width: auto;
    transition: transform 0.3s ease, opacity 0.3s ease;
}

.bark-widget a:hover .bark-image {
    transform: translateY(-3px);
    opacity: 0.9;
}

/* If you want them side by side */
.review-widgets-container {
    display: flex;
    gap: 30px;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: -100px;
    margin-top: 100px;
}

/* ===================================
   MOBILE-ONLY FIXES (January 2026)
   =================================== */

@media (max-width: 768px) {
    
    /* 1. INTEGRITY CHARTER - Centre on mobile */
    .charter-content {
        margin-left: auto !important;
        margin-right: auto !important;
        text-align: center;
        padding-left: 20px;
        padding-right: 20px;
    }
    
    .integrity-charter {
        justify-content: center;
    }
    
    .review-widgets-container{
        display: none !important;
    }
    
    /* 3. AIP OVERVIEW - Hide benefit cards on mobile, reduce hero title margin */
    .why-aip-section {
        display: none !important;
    }

    
    .aip-overview-hero {
        min-height: auto !important;
        padding-top: 140px !important;
        padding-bottom: 60px !important;
    }
    
    /* 4. OUR MORTGAGES PAGES - Remove background images, use gradient instead */
    .hero-section.our-mortgages-hero,
    .hero-section.first-time-buyers-hero,
    .hero-section.moving-home-hero,
    .hero-section.remortgaging-hero,
    .hero-section.efse-hero,
    .hero-section.other-mortgages-hero {
        background-position: -center;
    }
    
    /* Ensure overlay still works for text readability */
    .hero-section.our-mortgages-hero .hero-overlay,
    .hero-section.first-time-buyers-hero .hero-overlay,
    .hero-section.moving-home-hero .hero-overlay,
    .hero-section.remortgaging-hero .hero-overlay,
    .hero-section.efse-hero .hero-overlay,
    .hero-section.other-mortgages-hero .hero-overlay {
        background: transparent !important;
    }
    
    /* Add subtle visual interest with a gradient overlay */
    .hero-section.our-mortgages-hero::before,
    .hero-section.first-time-buyers-hero::before,
    .hero-section.moving-home-hero::before,
    .hero-section.remortgaging-hero::before,
    .hero-section.efse-hero::before,
    .hero-section.other-mortgages-hero::before {
        content: '';
        position: absolute;
        top: 0;
        left: 0;
        right: 0;
        bottom: 0;
        background: linear-gradient(180deg, rgba(187, 161, 119, 0.1) 0%, transparent 30%, transparent 70%, rgba(16, 157, 255, 0.05) 100%);
        z-index: 0;
        pointer-events: none;
    }

    .cta-card-icon {
        display: none !important;
    }
    
    /* Adjust mortgage service cards for contrast on dark background */
    .mortgage-service-card {
        background-color: rgba(255, 255, 255, 0.08) !important;
        border: 1px solid rgba(255, 255, 255, 0.1);
    }
    
    .mortgage-service-card:hover {
        background-color: rgba(255, 255, 255, 0.15) !important;
    }
}

/* ============================================================================
   VALIDATION ERROR BOX STYLING
   
   Add this to the END of style.css
   
   This ONLY styles the validation error box.
   Your existing form design stays completely untouched.
   ============================================================================ */

/* Validation Error Box - Hidden by default, shows only on submit with errors */
.validation-error-box {
    background: white;
    border: 2px solid #dc2626;
    border-radius: 15px;
    padding: 25px 30px;
    margin-bottom: 30px;
    box-shadow: 0 2px 10px rgba(220, 38, 38, 0.1);
    animation: errorSlideIn 0.3s ease-out;
}

@keyframes errorSlideIn {
    from {
        opacity: 0;
        transform: translateY(-15px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.error-header {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    margin-bottom: 18px;
}

.error-header svg {
    flex-shrink: 0;
    margin-top: 2px;
}

.error-header h3 {
    margin: 0;
    color: #991b1b;
    font-size: 1.1rem;
    font-weight: 600;
    line-height: 1.4;
}

.error-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.error-list li {
    padding: 8px 0 8px 35px;
    color: #7f1d1d;
    font-size: 0.95rem;
    line-height: 1.5;
    position: relative;
}

.error-list li:before {
    content: "•";
    position: absolute;
    left: 18px;
    font-weight: bold;
    color: #dc2626;
    font-size: 1.2rem;
}

/* Mobile responsive */
@media (max-width: 768px) {
    .validation-error-box {
        padding: 20px;
        border-radius: 12px;
    }
    
    .error-header {
        gap: 12px;
    }
    
    .error-header h3 {
        font-size: 1rem;
    }
    
    .error-list li {
        font-size: 0.9rem;
        padding-left: 28px;
    }
    
    .error-list li:before {
        left: 12px;
    }
}

/* ============================================================================
   DOCUMENT UPLOAD STYLES
   ============================================================================ */

.document-upload-section {
    padding: 20px 0;
}

.document-category {
    margin-bottom: 40px;
    padding-bottom: 30px;
    border-bottom: 1px solid #e0e0e0;
}

.document-category:last-child {
    border-bottom: none;
}

.category-title {
    font-size: 1.3rem;
    font-weight: 600;
    color: #2c3e50;
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.required-badge {
    display: inline-block;
    background: #109dff;
    color: white;
    font-size: 0.75rem;
    padding: 4px 12px;
    border-radius: 12px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.document-upload-field {
    margin-bottom: 30px;
}

.document-upload-field label {
    display: block;
    font-weight: 600;
    color: #2c3e50;
    margin-bottom: 5px;
    font-size: 1rem;
}

.document-upload-field .helper-text {
    font-size: 0.9rem;
    color: #666;
    margin-bottom: 12px;
    line-height: 1.5;
}

/* File Upload Wrapper */
.file-upload-wrapper {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 8px;
}

.file-upload-wrapper input[type="file"] {
    display: none; /* Hide the default file input */
}

.file-upload-label {
    flex: 1;
    padding: 12px 20px;
    background: #f5f5f5;
    border: 2px dashed #ccc;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 0.95rem;
    color: #666;
    text-align: center;
}

.file-upload-label:hover {
    background: #e8f4ff;
    border-color: #109dff;
    color: #109dff;
}

.file-uploaded {
    color: #28a745;
    font-weight: 500;
}

.month-label {
    display: inline-block;
    min-width: 150px;
    font-size: 0.9rem;
    font-weight: 500;
    color: #555;
}

.remove-file-btn {
    padding: 10px 20px;
    background: #dc3545;
    color: white;
    border: none;
    border-radius: 6px;
    cursor: pointer;
    font-size: 0.9rem;
    font-weight: 500;
    transition: background 0.3s ease;
}

.remove-file-btn:hover {
    background: #c82333;
}

/* Radio Group for Additional Income Question */
.radio-group {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 12px;
}

.radio-option {
    display: flex;
    align-items: center;
    padding: 15px;
    background: #f9f9f9;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s ease;
}

.radio-option:hover {
    background: #e8f4ff;
    border-color: #109dff;
}

.radio-option input[type="radio"] {
    margin-right: 12px;
    width: 20px;
    height: 20px;
    cursor: pointer;
}

.radio-option input[type="radio"]:checked + span {
    font-weight: 600;
    color: #109dff;
}

.radio-option span {
    font-size: 1rem;
    color: #2c3e50;
}

/* Warning and Success Boxes */
.warning-box {
    background: #fff3cd;
    border-left: 4px solid #ffc107;
    padding: 15px 20px;
    border-radius: 6px;
    margin-top: 20px;
}

.warning-box p {
    margin: 0;
    color: #856404;
    line-height: 1.6;
}

.warning-box strong {
    display: block;
    margin-bottom: 5px;
    font-size: 1rem;
}

.success-box {
    background: #d4edda;
    border-left: 4px solid #28a745;
    padding: 15px 20px;
    border-radius: 6px;
    margin-top: 20px;
}

.success-box p {
    margin: 0;
    color: #155724;
    line-height: 1.6;
}

.success-box strong {
    display: block;
    margin-bottom: 5px;
    font-size: 1rem;
}

/* Mobile Responsiveness */
@media (max-width: 768px) {
    .file-upload-wrapper {
        flex-direction: column;
        align-items: stretch;
    }
    
    .month-label {
        min-width: auto;
        margin-bottom: 5px;
    }
    
    .remove-file-btn {
        width: 100%;
    }
    
    .category-title {
        font-size: 1.1rem;
        flex-direction: column;
        align-items: flex-start;
    }
}

/* ═══════════════════════════════════════════════════════
   AIP Exit-Intent Popup
   Appended to style.css
   Extends existing .popup-overlay / .popup-content patterns
   ═══════════════════════════════════════════════════════ */

/* Slightly narrower card than the construction popup */
.exit-popup-content {
    max-width: 460px;
}

/* Email input */
.exit-popup-field {
    margin-bottom: 16px;
}

.exit-popup-field label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: #333;
    margin-bottom: 6px;
}

.exit-popup-field input[type="email"] {
    width: 100%;
    padding: 11px 14px;
    border: 1.5px solid #d1d5db;
    border-radius: 8px;
    font-size: 1rem;
    color: #1a1a1a;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
    outline: none;
}

.exit-popup-field input[type="email"]:focus {
    border-color: var(--dannyboy-blue);
    box-shadow: 0 0 0 3px rgba(16, 157, 255, 0.15);
}

.exit-popup-field-error {
    display: block;
    font-size: 0.8rem;
    color: #dc2626;
    margin-top: 4px;
    min-height: 1.2em;
}

/* Consent checkbox row */
.exit-popup-consent {
    margin-bottom: 14px;
}

.exit-popup-checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    cursor: pointer;
    font-size: 0.9rem;
    color: #333;
    line-height: 1.4;
}

.exit-popup-checkbox-label input[type="checkbox"] {
    flex-shrink: 0;
    margin-top: 3px;
    width: 16px;
    height: 16px;
    accent-color: var(--dannyboy-blue);
    cursor: pointer;
}

/* Privacy micro-copy */
.exit-popup-privacy-note {
    font-size: 0.75rem !important;
    color: #6b7280 !important;
    line-height: 1.5 !important;
    margin-bottom: 0 !important;
}

.exit-popup-privacy-note a {
    color: var(--dannyboy-blue);
    text-decoration: underline;
}

/* Footer layout: primary CTA + dismiss link */
.exit-popup-footer {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
}

.exit-popup-dismiss {
    background: none;
    border: none;
    font-size: 0.8rem;
    color: #9ca3af;
    cursor: pointer;
    text-decoration: underline;
    padding: 0;
    transition: color 0.2s ease;
}

.exit-popup-dismiss:hover {
    color: #6b7280;
}

/* Success state */
.exit-popup-success {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px;
    background: #f0fdf4;
    border-radius: 8px;
    margin-top: 8px;
}

.exit-popup-success p {
    margin: 0 !important;
    color: #166534 !important;
    font-weight: 600;
}

/* Mobile overrides */
@media (max-width: 600px) {
    .exit-popup-content {
        width: 95%;
    }
}

.libf{
    height:100px;
}